New Jersey medical insurance deduction

[jman3]

The New Jersey state adjustments section asks about medical expenses, including "medical insurance premiums included in your NJ wages." In addition to my employer provided medical insurance that I pay pre-tax premium, I noticed that my paycheck has a Group Term Life insurance plan that I pay (shows up as GTL). I also have a "long term disability" insurance item in my paycheck.

For the NJ medical expenses, can I add these payments for either/both of these insurances that appear in my paycheck?

Thanks!

[MaryK4 · Accepted solution]

No, for the New Jersey medical insurance deduction, you cannot include the life insurance or long term disability premiums.  The Life Insurance does not count as it is a death benefit not for medical payments; the long term disability is considered a wage replacement.  New jersey looks for payments that are directly related to medical expenses.