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Cost to E File State return

Why can't the cost to file my state return be deducted from my state refund? Because I applied my Federal refund to my 2020 taxes, I can't file my state taxes electronically without using a credit card. This doesn't seem right.

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Cost to E File State return

The pay with refund is only available using the Federal Tax Refund.  

But why would you want to pay the $39.99 service charge in addition to the $24.99 e-file charge?

If you do not want to pay the e-file fee for the state tax return then just print and mail the state return to avoid the  $24.99 e-file fee.

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