Social Security was our only income. Do we need to file tax returns? We did withdraw from IRA;s to help us pay our bills.

[jerry2000 · Accepted solution]

Whoa! The money that you withdrew from IRA was INCOME and it must be reported along with your SS benefits.

[DoninGA]

If you withdrew funds from an IRA in 2016 then the SS was not your only income.  You need to enter both the SSA-1099 for Social Security and Form 1099-R for the IRA withdrawal on a tax return.

To enter a form 1099-R -

• Click on Federal Taxes (Personal using Home and Business)
• Click on Wages and Income (Personal Income using Home and Business)
• Click on I'll choose what I work on (if shown)
• Scroll down to Retirement Plans and Social Security
• On IRA, 401(k), Pension Plan Withdrawals (1099-R), click the start or update button

Or enter 1099-r in the Search box located in the upper right of the program screen.  Click on Jump to 1099-R

To enter Social Security benefits reported on form SSA-1099

• Click on Federal Taxes (Personal using Home and Business)
• Click on Wages and Income (Personal Income using Home and Business)
• Click on I'll choose what I work on (if shown)
• Scroll down to Retirement Plans and Social Security
• On Social Security (SSA-1099, RRB-1099), click the start or update button

Or enter social security benefits in the Search box located in the upper right of the program screen.  Click on Jump to social security benefits