What does having a retirement account mean

I'm just so confused

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What does having a retirement account mean

Like a 401K or IRA or ROTH IRA. Where is it asking you?

What does having a retirement account mean

A retirement account is tax-deferred or tax-free. It is supposed to grow so you can retire and stop working.

you cannot access the funds until you reach age 59 1/2.

@chandlerthompson

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