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S
skovar
Level 2
June 3, 2019
Solved

My employer allows both an age 50 and 15 year catch-up contribution to my 403(b) retirement plan. How can I get TurboTax to account for the $3,000 15-year catch up?

  • June 3, 2019
  • 27 replies
  • 0 views
No text available
Best answer by macuser_22
Incorrect Contribution Limit for 457(b) Catch-up Deferrals
(This applies to 403(b) also)


27 replies

macuser_22
Alumni - Champ
macuser_22Alumni - Champ
Alumni - Champ
June 3, 2019
TurboTax does not account for it, your employer does in box 12 on your W-2.

Or do you mean that you are getting an error on the W-2 box 12?

This is currently being investigated by TurboTax, but in the meantime:

You should NOT change any W-2 information. The IRS gets a copy from the employer and what you report must match. In addition if the W-2 box 1 amount is less the the box 3 amount the difference must be accounted for in box 12 - if not, that could be a "red-flag" audit trigger.

TurboTax has released a FAQ on this issue - the workaround answer is to print and mail the return.
Excess 401(k) Contribution Preventing e-File

<a rel="nofollow" target="_blank" href="https://ttlc.intuit.com/replies/7327357">https://ttlc.intuit.com/replies/7327357</a>
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
S
skovarAuthor
Level 2
June 3, 2019
Yes, the difficulty, I think, is that my employer has correctly withheld and reported the contributions, but TurboTax doesn't see them as an allowable contribution, but instead an excess contribution, because there is no where to report that I am eligible for the $3,000 15 year catch-up provision.  I believe what you are saying is that the return will be computed correctly if I enter the amounts as my employer has reported them, and simply file by mail.  Thank you for your assistance.  
macuser_22
Alumni - Champ
macuser_22Alumni - Champ
Alumni - Champ
June 3, 2019
Correct, even thought the W-2 is correct, TurboTax will flag it as an error and prevent e-file.  Until they fix this (time unknown) the only way to file is to print and mail.
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
M
Maxitout
Level 2
March 19, 2020

It's March.  Are we still waiting for a fix?  Has anyone been able to get this to work?  What the what!

J
Employee Tax Expert
JotikaT2Employee Tax Expert
Employee Tax Expert
March 22, 2020

The software has been updated. 

 

What type of a fix are you waiting for? 

 

Are you still having issues?

 

Please comment with more specific information so we can assist you.

**Say "Thanks" by clicking the thumb icon in a post. **Mark the post that answers your question by clicking on "Mark as Best Answer"
    T
    tweak
    Level 2
    June 3, 2019
    Intuit, please release a fix for this. I have the same problem (can't e-file with a legitimate $27,500 403(b) contribution for 2018).
    R
    rsutton1987
    Level 2
    June 3, 2019
    Yes, please FIX!!!  Mailing not reasonable option.  Thank you.  Our issue is also the 403b 15 year catch up limit.
    B
    byst0008
    Level 2
    June 3, 2019
    I have the same issue. This is unacceptable. I spoke to a turbo tax  agent for 45 minutes this morning. He didn't even know what the 15 year provision was and had to look it up in the IRS website (still couldn't find it). I found the info for him on the IRS website...poor service!! Then he spoke to his supervisor who suggested I enter 24500 instead of the 27000 amount listed on my W2. He told me not to worry, putting that amount wouldn;t be a red flag to the IRS and I shouldn't be concerned about an audit. REALLY!!
    B
    bigelow
    Level 2
    June 3, 2019
    The same thing has happened to me.  Will there be an update to the update before the filing deadline?
    B
    bigelow
    Level 2
    June 3, 2019
    The same thing has happened to me.  Will there be an update to the update before the filing deadline?
    macuser_22
    Alumni - Champ
    macuser_22Alumni - Champ
    Alumni - Champ
    June 3, 2019
    TurboTax does not make software changes this close to the due date.  
    **Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
    A
    adamsear
    Level 2
    June 3, 2019
    Yes please fix this before filing deadline--efiling is the main reason I use TurboTax!!
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