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State Forms - one IRA distribution

My husband's wages income is from South Carolina and requires me to file South Carolina tax forms. (Turbo Tax transferred only his information onto the SC State form with his SC wages).  I also file NC Tax Forms for my wages and annuity payment.

 

My husband received an IRA distribution in 2025 which is taxable income on the Joint Federal Form. I believe it also appears on the NC State Form as taxable income. The SC State form is asking me if this IRA Distribution is taxable or not? Do I show the IRA distribution as taxable? I think I do. Is it supposed to be taxed so much? Federal, NC State and SC State?

 

Also, I received a retirement annuity for Oct-Dec 2025. Turbo Tax is asking if my annuity is taxable income  income on the SC State Form? Turbo Tax transferred my annuity payment to his SC State return. I think my annuity would not be taxed in SC - i had no income from SC.

 

thanks for your assistance.

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1 Reply
MaxA1
Employee Tax Expert

State Forms - one IRA distribution

It depends.  What does the 1099-R say? What state does it show the distribution is from?  Generally it should be taxable in the state of your residence.  It shouldn't be getting taxed in two states unless specifically stated on the 1099R.  

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