2330049
turbotax icon
cancel
Showing results for 
Search instead for 
Did you mean: 
Announcements
Close icon
Do you have a TurboTax Online account?

We'll help you get started or pick up where you left off.

SS benefit - one spouse collecting one not collecting

If my spouse is collecting SS (low amount) and I am not collecting yet (waiting till age 70) and I die before starting to collect, does my spouse's benefit switch over to my benefit at the time of death?  That is to the higher amount?  Long term marriage. Thx. 

 

 

x
Do you have an Intuit account?

Do you have an Intuit account?

You'll need to sign in or create an account to connect with an expert.

1 Reply
Destiny_Y_JD
Employee Tax Expert

SS benefit - one spouse collecting one not collecting

  • If you already receive benefits as a spouse, your benefit will automatically convert to survivors benefits after we receive the report of death.
  • If you are also eligible for retirement benefits (but haven't applied yet), you have an additional option. You can apply for retirement or survivors benefits now and switch to the other (higher) benefit later.
  • For those already receiving retirement benefits, you can only apply for benefits as a widow or widower if the retirement benefit you receive is less than the benefits you would receive as a survivor.
    (source: https://www.ssa.gov/benefits/survivors/ifyou.html)
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"

Unlock tailored help options in your account.

message box icon

Get more help

Ask questions and learn more about your taxes and finances.

Post your Question