Received W-2 that has 20k earned income (box1). I put 7k (age 63) in Roth IRA. Turbo tax says I have 7k excess in my Roth but my earned income is $0. Why?

[DanaB27]

Yes, if you had taxable compensation you should be able to make Roth contributions as long as your Roth contribution isn't limited by your income. Please see 2022 - Amount of Roth IRA Contributions You Can Make for 2022 for details.

You might have to delete and reenter your W-2:

1. Click on "Search" on the top right and type “W-2” 
2. Click on “Jump to W-2”

If this doesn't help you can send us a “diagnostic” file that has your “numbers” but not your personal information. If you would like to do this, here are the instructions for TurboTax Online: 

1. From the left menu select Tax Tools. 
2. Then select Tools below Tax Tools. 
3. A window will pop up which says Tools Center.  
4. On this screen, select Share my file with Agent. 
5. You will see a message explaining what the diagnostic copy is. Click okay through this screen and then you will get a Token number. 
6. Reply to this thread with your Token number. This will allow us to open a copy of your return without seeing any personal information.  

We will then be able to see exactly what you are seeing and we can determine what exactly is going on in your return and provide you with a resolution.

[SteamTrain]

Good point...go in and edit that W-2 to see what's actually in box 1....maybe you accidentally had 2,000 entered..or none at all?

[tbone3912]

This has/will be resolved I'm told by 3/3.  Found that if there is a value in box 11 of the W2, Turbotax treats it differently than in past years.  My value in box 11 is same as box 1 and zero'd out line 1 on the 1040.  This is a bug that I was told by TT that was recognized and being worked on.