How to report RMD due April 1

[user17719558842]

I turned 73 in 2025.  My distribution for the 2025 RMD was short $5K so I took the $5K in January 2026.  

TurboTax asks for "RMD due by Dec 31, 2025" and "Do not include RMDs which are due on April1."

Would I enter the amount it SHOULD have been due on Dec 31, 2025, or do I enter the amount MINUS the $5K that is due April 1? 

[ReneV4]

Yes. You would enter the amount that you should have taken by December 31, 2025 because otherwise, TurboTax will think your total RMD is less than the required amount.

When you reach the screen that asks you how much of the RMD you took, enter the actual amount of RMD you received in 2025. Do not include the amount you took in 2026. That will be reported on your 2026 return.

Because you turned 73 in 2025, you have a grace period of April 1, 2026 to take your RMD. Since you took it in January, you complied with the requirement and there should be no penalties.

[user17719558842]

I cannot move past the screen that asks how much of the RMD I took.  Error message says "RMD amount shouldn't be greater than the total distribution."  

In my case, the total RMD amount IS GREATER than the amount I took in 2025.

The error will not let me continue or move off the screen. 

How do I move past this error message?

[fanfare]

The amount of RMD due in 2025 is ZERO for a person of your age (first RMD due in 2026).

That's how the IRS describes it.

@user17719558842 

That should get you past the confusion caused by TurboTax.

[VolvoGirl]

Try just entering the amount of the 1099R box 1 for the RMD.