How do I change My RDM?

roxannasmith946 · ‎March 18, 2026

I inherited an Ira from my mom who died at 90. She was born in 1933. I’m 71 and I was asked what the RDM was for me and I put in $500 just to get to next screen. I withdrew her entire Ira.

DavidD66

You don't need to change it. The amount you enter for your RMD is only used to calculate a penalty if you don't take some or all of your RMD. If you took a distribution of 100% of the inherited IRA then you definitely met the RMD for that IRA.

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