Can you explain why our forms ssa-1099 were not included in our 2020 tax e-file?

[rdamart]

We were never asked for info on our  ssa-1099 (social security benefits), We already sent our 2020 tax statement by e-file and now have to do a correction.  How could you do this kind of error?

[xmasbaby0]

That was your own user error.   You received income and did not enter it.  You will have to wait for the return to be processed and amend to add the SSA1099's.

You cannot change or add anything on the return that you just e-filed, nor can you stop it.  It is too late, just like when you put an envelope in a US mailbox on the corner.

If you left out a W-2, a 1099G, or a dependent, or a 1099 etc…DO NOT change your return while it is “pending.”  The changes will go nowhere.

Now you have to wait until the IRS either rejects or accepts your return.  If your return is rejected, you will be able to go into your account and make the necessary changes to your tax return and re-submit your return. 

 If the IRS accepts your return, however, then you have to wait longer until it has been fully processed and you have received your refund.  THEN you can prepare an amended tax return and e-file or mail  it in. You have to be able to work from that return exactly the way it was when it was e-filed originally.  You will need to use a form called a 1040X.

  Meanwhile, DO NOT go in and start changing anything on your return in the system, or you will make a mess for yourself.  Sit tight and wait until you see what the IRS does with the return you just e-filed

When you amend:

 Go to Federal> Wages & Income>>Retirement Plans and Social Security  (SSA1099 and 1099RRB) to enter your SSA1099.

[rdamart]

We started with what turbo tax asked for from the beginning, not once did they ask to fill out info from our ssa-1099.  It was not my wife and I who over looked it and now it's costing us time and more money to correct our 2020 tax filing!

[xmasbaby0]

And yet.....there were no questions posted by you before you filed----you knew you received SS benefits----when did you post a question asking how to enter your SSA1099's ?   This is do it yourself tax software.   If you skip around it does not always ask about every possible source of income----especially if this was your first year to receive SS and there was not anything in the system yet about SS income for you from the prior year.  Amending does not cost more money.  You will not be charged for amending your return.    If you owe more tax when you add the SSA1099's,  you would have owed that anyway.

[xmasbaby0]

If you are new to entering Social Security benefits and are not sure how or if it is taxable---hope this helps:

TAX ON SOCIAL SECURITY

Up to 85% of your Social Security benefits can be taxable on your federal tax return.  There is no age limit for having to pay taxes on Social Security benefits if you have other sources of income along with the SS benefits.  When you have other income such as earnings from continuing to work, investment income, pensions, etc. up to 85% of your SS can be taxable. 

 What confuses people about this is that before you reach full retirement age, if you continue working while drawing SS, your benefits can be reduced if you earn over a certain limit. (For 2017 that limit was $16,920 —for 2018 it will be $17,040—for 2019 it will be $17,640— for 2020 it will be $18,240)  After full retirement age, no matter how much you continue to earn, your benefits are not reduced by your earnings; your employer will still have to withhold for Social Security and Medicare.

To see how much of your Social Security was taxable, look at lines 6a and 6b of your 2020 Form 1040

https://ttlc.intuit.com/questions/1899144-is-my-social-security-income-taxable

https://www.irs.gov/help/ita/are-my-social-security-or-railroad-retirement-tier-i-benefits-taxable

You need to file a federal return if half your Social Security plus your other income is $25,000 when filing single or head of household, or $32,000 when filing married filing jointly, $0 if you are filing married filing separately.

Some additional information:  There are 13 states that tax Social Security—Colorado, Connecticut, Kansas, Minnesota, Missouri, Montana, Nebraska, New Mexico, North Dakota, Rhode Island, Utah, Vermont, and West Virginia.  These states offer varying degrees of income exemptions, but four mirror the federal tax schedule: MN, ND,VT, and WV

[jtax]

I am sorry for this annoying issue. This is a big problem with doing one's own taxes and using any software (not just TT). Taxes are so complicated it is super easy to miss something and not realize it. Even if you know it should be there. The question could have been worded poorly or you might have glossed over it. Who knows? 

For what it is worth here the screens where the questions are asked depending upon whether you went through the interview guided or picked what you wanted to work on.