No option for QCD form 1099-R

[DoninGA]

Are you age 70 1/2 or older?  Is the distribution on the Form 1099-R from an IRA?  If so, did you click on the box IRA/SEP/SIMPLE?  If so, then after you have entered the 1099-R there will be a series of screens where one will ask Do any of these situations apply to you? You should have selected I transferred all or part of this money directly to charity

Did you do this?

[VolvoGirl]

Actually the age is 70 1/2.

While entering your form 1099-R, if you have entered a birth date which makes you older than 70 1/2 in the tax year, TurboTax will ask you if any portion of your distribution was transferred to charity. You can then enter the amount transferred to charity.

The code in box 7 of form 1099-R must be 7 and the box IRA/SEP/SIMPLE must be checked.

[MaryK4]

After you enter the 1099-R, look for the screen below to indicate that you  donated to a charity.

[susan92118]

No-- this is from an inherited IRA from my mom who passed last year.  She was >80, but I am only 62.  Since the 10 year rule applies for inherited IRA's, my plan was to make QCD from this account

[susan92118]

 I don't get the option for QCD if I use my actual birthdate.  If I change my Bday so older than 70 1/2 I have the option, but not if I use my actual birthdate which is younger than 70.  It is an inherited IRA from my mom

[VolvoGirl]

Sorry it has to be your own IRA not inherited.  What code is in box 7?  Is it a 4?

[susan92118]

Yes -- there is a 4 in box 7.  It then asks if this is an inherited IRA, so I marked this yes.  And then asks  information on my moms age, but doesn't give me the option of marking as QCD.

[VolvoGirl]

I’ll page @dmertz to help.

[dmertz]

Because you yourself have not yet reached age 70½, you are not eligible to make a QCD.  Your mother's age is not a factor in determining whether or not you are eligible to make a QCD.  The requirement is based on the age of the individual "for whom the account is maintained," in this case you.

You are only permitted to claim the charitable deduction as a deduction on Schedule A.