My husband had an early withdrawal from an annuity with 10% penalty, however, he paid surrender charges. Where do you put this amount, if anywhere, in turbotax?

[dmertz]

The surrender charge is not deductible.  You don't report it anywhere on your tax return.  Enter the Form 1099-R exactly as received under Wages & Income -> Retirement Plans and Social Security -> IRA, 401(k), Pension Plan Withdrawals (1099-R) and answer the questions that follow.