Do I just add my wife’s medicare premiums under additional medical insurance premiums since she doesn’t receive Social Security payments?

[rockygrod]

My medicare premiums are reported with my SSA-1099, but my wife has medicare premiums but doesn’t receive any Social Security payments. Do I include her premiums under Additional medical ins premiums?

[xmasbaby0]

If your spouse is paying out of pocket for Medicare premiums they are entered as a medical expense.   If you receive Social Security, your own Medicare premiums are entered when you enter your SSA1099.

MEDICAL EXPENSES

The medical expense deduction has to meet a rather large threshold before it can affect your return. The amount of medical (including dental, vision, etc.)  expenses that will count toward itemization is the amount that is OVER 7.5% of your adjusted gross income. You should only enter the amount that you paid in 2024—do not include any amounts that were covered by insurance or that are still outstanding.  Of course, your medical expenses plus your other itemized deductions still have to exceed your standard deduction before you will see a difference in your tax due or refund.

To enter your medical expenses go to Federal>Deductions and Credits>Medical>Medical Expenses

2024 STANDARD DEDUCTION AMOUNTS

SINGLE $14,600    (65 or older/legally blind + $1950)

MARRIED FILING SEPARATELY            $14,600    (65 or older/legally blind + $1550)

MARRIED FILING JOINTLY $29,200    (65 or older/legally blind + $1550)

HEAD OF HOUSEHOLD $21,900    (65 or older/legally blind + $1950)