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I agree with your observations and comments.  Surely, for the scenario I described above, TT-2025 unfortunately is broken.  That is very disappointing.  I have children in higher education and doing 529 withdrawals over the past 5+ years.  In previous years, when the child was the recipient and I enter that data into TT, it calculates everything correctly.  This is the first year where things were done a little differently and the parent was the recipient.  Unfortunately in this case even though Box-1 on the 1099-Q was covered by all college expenses on the beneficiary 1098-t (no scholarships and no AOC or LLC) and clearly shown on the info sheet, it does not subtract that amount from the 1099-Q distribution amount.  You see on the worksheet that it incorrectly subtracts 0.  It then calculates the tax on the earnings and then uses the corresponding tax to reduce the refund.   It could be because of the hidden $10,000 amount that you mentioned in your reply below.  I will check into that further.   Thanks for the tips regarding "TT has allocated $10,0000 of expenses to the tuition credit" and "TT provided a screen titled 'education expenses used for a tax credit'. "  Yes,  I have seen that screen in past years.  It was very tricky to get.  I believe you had to remove all the child education expenses and then if you applied a certain sequence for adding those things back in, then that prompt would sometimes appear.  I may try to delete the education profiles and go through past notes to see how to get that prompt again.  Also, look at editing Line-18.  If I find something to work, I'll report back on this thread.   I also tried the same scenario in a competitive online tax program.  If you put in the same information, it correctly calculates everything that no tax is due.  This isn't rocket science and Turbo Tax should be calculating correctly.  The user should be able to enter all their tax information.  TT should then prompt with the appropriate questions and then properly calculate the user's tax for their scenario.     I agree that if the AQEE is sufficient to cover the 1099-Q distribution, then no form needs to be filed.  However, it is very unfortunate that TT is not calculating correctly for those who may have a partial overage where some tax is due.  In this case TT is calculating the tax on the full earnings and not correctly prorating when some, but not all of the distribution is in excess of the AQEE.   

It depends primarily on your gross income, filing status, and age.    For the 2023 tax year, most single individuals under age 65 needed to file if their income exceeded $13,850, while married couples filing jointly had a threshold of $27,700.    For the 2024 tax year, a single person needed to file if they earned over $14,600, and married couples filing jointly were required to file if they earned over $29,200.    If you are aged 65 or older, the filing requirement threshold is higher. In 2023, the additional amount was $1,850 if you were single or Head of Household, and $1,500 per qualifying spouse if you were married. For the 2024 tax year, the additional amount was $1,950 for single or Head of Household filers and $1,550 per qualifying spouse for those married filing jointly.   Even if you aren't required to file, you may want to if you had any tax withheld to get a refund or if you are eligible for refundable credits.  You should also check your specific state's rules, as some states have much lower filing requirements.

You must wait until your original state return has been fully processed and you have received any expected refund before you amend it. Once your tax return is fully processed, to amend your return using TurboTax Online you will: Log in to your TurboTax account. At your homepage, look for "Your tax returns & documents" and select the correct tax year. The you will select the "Amend (change) return" dropdown and in the dropdown choose "Amend using TurboTax Online". If you are only amending your state return, choose  Amend State Follow your prompts, and select your reason for amending. Make your corrections. Most state amendments must be printed and mailed and cannot be e-filed.   See also: How do I amend my state tax return?   If you have additional information or questions regarding this, please return to Community and we would be glad to help.

  The “senior deduction” is added automatically by the software based on the date of birth and filing status you entered into MY INFO.  You do not need to take any extra steps to enter it. (And…the new senior deduction has nothing to do with whether you are getting Social Security)   The deduction is not on the same line as your standard deduction.  It is shown separately on line 13b.     2025 STANDARD DEDUCTION AMOUNTS SINGLE $15,750  (65 or older/legally blind + $2000) MARRIED FILING SEPARATELY $15,750  (65 or older/legally blind +1600) MARRIED FILING JOINTLY $31,500  (65 or older/legally blind + $1600) HEAD OF HOUSEHOLD $23,625 (65 or older/legally blind + $2000)     For 2025 through 2028 there is an extra  deduction amount of up to $6000 per individual 65 or older filing Single, MFJ, or HOH which is phased out for taxpayers with modified adjusted gross income over $75,000 for single filers and $150,000 for joint filers.   (The deduction phases out completely at $175.000 Single or HOH, or $250,000 joint)   The $6,000 senior deduction will be calculated on 1040 Schedule 1-A page 2 Part V Enhanced Deduction for Seniors which goes to 1040 line 13b. It is separate and in addition to the Standard Deduction or your Itemized Deductions on 1040 line 12e.  Turbo Tax automatically includes it. IRS Schedule 1-A https://www.irs.gov/pub/irs-dft/f1040s1a--dft.pdf   Need to see it? https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-return/preview-turbotax-online-return-filing/L77WCkvnu_US_en_US?uid=m681fkhr   If you are not getting the senior deduction it is because Your date of birth in MY INFO shows that you were not 65 by the end of 2025 Your income is too high You are filing married filing separately  

For a rollover from a pre-tax 401(k) to a Roth IRA, the taxable amount should be present in box 2a of the Form 1099-R.  If box 2a of the form provided by the payer is zero or blank, the payer is reporting it as rollover to a traditional IRA, not to a Roth IRA.

No one in the user forum can see your information.  We do not know if you need to file returns for 2023 and 2024.    If you had taxable income for those years and did not file, it is very possible that you need to file.   You cannot change the tax year.   The current online program is for 2025 only.   Only a 2025 return can be prepared online and only a 2025 return can be e-filed.   Online preparation and e-filing for 2022, 2023, and  2024 is permanently closed. Note:  The desktop software you need to prepare the prior year return must be installed/downloaded to a full PC or Mac.  It cannot be used on a mobile device.   To file a return for a prior tax year  If you need to prepare a return for 2022, 2023, or 2024  you can purchase and download desktop software to do it, then print, sign,  and mail the return(s) https://turbotax.intuit.com/personal-taxes/past-years-products/ You may also want to explore purchasing the software from various retailers such as Amazon, Costco, Best Buy, Walmart, Sam’s, etc.   Remember to prepare your state return as well—if you live in a state that has a state income tax.   https://ttlc.intuit.com/turbotax-support/en-us/help-article/state-taxes/contact-state-department-revenue/L9qVToi02_US_en_US?uid=m6e06um0     https://www.irs.gov/refunds   Refunds for tax years 2021 or earlier have been forfeited and will not be paid to you even if shown on the tax return form.  But if you owe tax due, you will still have to pay, and you will be billed later for the interest and penalties owed.  TurboTax will not calculate the penalties or  interest.   That will be done by the IRS/state after they receive your return with your payment of the tax due as shown on the tax form(s).       When you mail a tax return, you need to attach any documents showing tax withheld, such as your W-2’s or any 1099’s.  Use a mailing service that will track it, such as UPS or certified mail so you will know the IRS/state received the return.   Federal and state returns must be in separate envelopes and they are mailed to different addresses.  Read the mailing instructions that print with your tax return carefully so you mail them to the right addresses.  

The error occurs because the Teacher Retirement System of Texas (TRS) is a qualified pension plan, not an IRA, but your entries in TurboTax have incorrectly flagged it as such. The Simplified Method is used to calculate the taxable portion of a pension or annuity, but TurboTax blocks this method if the IRA/SEP/SIMPLE box is checked, as IRAs use different tax rules.    To resolve this, you must "reset" the 1099-R entry so the software correctly identifies it as a government pension.  Delete the Current 1099-R: Navigate to Federal > Wages & Income. Find the Retirement Plans and Social Security (1099-R) section and select Edit/Add. Click the Delete (trash can) icon next to the TRS Texas 1099-R. Re-enter the 1099-R Manually: Choose to Add another 1099-R and enter the data exactly as it appears on your printed form. Ensure the IRA/SEP/SIMPLE box is NOT checked in TurboTax unless it is actually checked on your physical 1099-R from TRS. For most TRS pensions, this box should be blank. Navigate the Follow-up Questions: When TurboTax asks "What type of plan is this?", select Government Pension or Employer Retirement Plan, NOT IRA. If TurboTax asks if the taxable amount in Box 2a is correct, and a number is present on your form, select YES. This allows TurboTax to use that amount directly and skip the problematic Simplified Method worksheets entirely. If Box 2a is blank or marked "Undetermined," answering NO will then correctly trigger the Simplified Method without the IRA error.

By "upgrade" do you mean you switched from using desktop software to using online?   If that is what you did --- When you use online TurboTax software you get one return per fee.   Each return needs its own email, account and user ID.   If you use the same account and user ID for a second return, the second one overwrites the first return and it is lost forever.       https://ttlc.intuit.com/community/using-turbotax/help/how-do-i-start-another-return-in-turbotax-online/00/25596 https://turbotax.intuit.com/personal-taxes/online/file-your-own-taxes/  

All distributions from an employer plan are defined in the tax code as income.  What matters is that the rollover to an IRA makes the income be nontaxable income.  Nontaxable income from an employer plan must be included on Form 1040 line 5a but is excluded from line 5b so that it does not add to your AGI of affect anything else on your tax return.  Because it does not add to your AGI, it does not affect anything that depends on AGI such as Medicare IRMAA.

You can go through the W-4 Estimates interview in the Other Tax Situations area and change the estimated income amounts for next year to generate accurate estimates.   @joegeodesist    Can TurboTax calculate next year's federal estimated taxes?    

Yes. Our Easy Extension website will allow you to file an extension online.  The extension is IRS Form 4868, and that is what you'll be signing and transmitting. Filing the Form 4868 does not transmit any other part of your tax return or any other forms.   You are asked to pay the balance you estimate will be due, as an extension is an extension of time to file your income tax return, it is not an extension of time to pay. 

TurboTax Premier is a TurboTax Desktop program. You can access it using this link: Get TurboTax Desktop Premier. This will be downloaded to your computer.   Also see this link: How do I get started with TurboTax Desktop?   Please return to Community if you have any additional information or questions and we would be happy to help.