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Others have said: "Don't file your 1099Qs you received (which CPAs have told me is terrible advice)" "have seen this suggestion a lot and have also seen where accountants have responded that this is a terrible idea"   You don't "FILE" a 1099-Q.  You only enter it in the software to get it to calculate the taxable portion of the distribution earnings, which goes on line 8z of Schedule 1 with a notation "Qual State Tuition Prgm from 1099-Q $xxxx".  That is the only thing that is filed.  The worksheet that does the calcs is not sent to the IRS.   The 1099-Q is  only an informational document. The numbers on it are not required to be entered onto your (or your student's) tax return. The interview is complicated and it's easy to make mistakes. Avoid it if you can and you probably can.  You can just not report the 1099-Q, at all, if your student-beneficiary has sufficient educational expenses, including room & board (even if he lives at home) to cover the distribution. When the box 1 amount on form 1099-Q is fully covered by expenses, TurboTax will enter nothing about the 1099-Q on the actual tax forms. But, it will prepare a 1099-Q worksheet for your records (you don’t need it). You would still have to do the math to see if there were enough expenses left over for you to claim the tuition credit. You also cannot count expenses that were paid by tax free scholarships. References: On form 1099-Q, instructions to the recipient reads: "Nontaxable distributions from CESAs and QTPs are not required to be reported on your income tax return. You must determine the taxability of any distribution."  IRS Pub 970 states: “Generally, distributions are tax free if they aren't more than the beneficiary's AQEE for the year. Don't report tax-free distributions (including qualifying rollovers) on your tax return”. "IRS Publication 970, Tax Benefits for Education states: If the entire 1099-Q went to qualified expenses, room and board, tuition, etc; then, you do not need to enter the form."   I used to worry about that too. One year, I forced TurboTax to put $0 as the taxable amount on line 8z.  I still got a notice from the IRS; which was easily explained away. I sent em nothing more than a note and a copy of the school invoice.   Other users have replied that their child was in college and the distributions were for qualified expenses, which they listed. But they did not provide receipts and later received  notices saying they were in the clear. We have noticed, here in this forum, that the number of 1099-Q notices, from the IRS has dropped off significantly in recent years. 

@MelindaS1 The bug I reported has not been fixed. I know that the information can be directly entered, but it is THE IRA CALCULATOR TOOL that is at fault, as I have shown several times on this thread. I am attaching another screen print to confirm that the tool incorrectly denies the spousal contribution.

Yes. If you do not have income from Instacart or DoorDash for 2025, you can delete the blank form 1099s that carried over from your 2024 return using the trash can icon.   If you plan on doing this type work this year, you may want to leave the self-employment area in TurboTax alone so that everything will be there in case you have income to report on your 2026 tax return. But deleting any blank forms you are not using for 2025 is fine.    

If the Florida home was your primary home, Colorado allows the exclusion for the sale of your primary home similar to as on your federal tax return.  If it does not qualify, it will be treated as the sale of a capital asset.  Colorado does not have a favourable capital gain rate- it is a flat rate of 4.4% for 2025.     If it was a rental or business property, the depreciation recaptures at the federal level applies so this is treated as normal income (which once again since Colorado does not offer special capital gain rates would not make a difference in tax owed.)   Since Florida does not have a personal income tax, there would be no credit for taxes paid to another state to apply.

Thanks for your response, TT does have our correct birthdays and we are not indicated as legally blind.  You mentioned that the $1600 additional was met if we were 65 by end of 2025, which we were.  I just went back to Schedule 1-A and it DOES say born before Jan 2 1961 for the additional deduction.  I don't know where I was looking before, maybe help files ( ? ), but I saw the date of Jan 2 1959 for this $1600 calculation which I now see is incorrect.  Thanks again for your help!

Your Form 8862 must be attached to your federal income tax return (Form 1040). It can be mailed to the IRS center for your area.   Where to Mail Based on Your Location (if not specified in your letter): If you live in: Alabama, Florida, Georgia, Louisiana, Mississippi, North Carolina, Texas, or Virginia, send to: Internal Revenue Service, Austin, TX 73301-0002 If you live in: Maine, Massachusetts, New Hampshire, New York, or Vermont, send to: Internal Revenue Service, Andover, MA 05501-0002 If you live in: Connecticut, District of Columbia, Maryland, Pennsylvania, Rhode Island, or West Virginia, send to: Internal Revenue Service, P.O. Box 37910, Hartford, CT 06176-7910 If you live in: California, send to: Internal Revenue Service, PO Box 802501, Cincinnati, OH 45280-2501 If you live in: All other states, or foreign countries, send to: Internal Revenue Service, Kansas City, MO 64999-0002  Remember: Do not send the form by itself; it must be attached to your full tax return. If you have a letter that provides an address, use that address.   These    IRS instructions have the most up-to-date filing addresses.   Please return to Community if you have any additional information or questions and we would be happy to help