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If the IRA is not an inherited IRA, none of the first four boxes under Inherited IRA or Type of IRA of TurboTax's 1099-R form are not permitted to be marked.   In fact, you should not be making ANY entries in forms mode of the desktop version.  You should be entering the Form 1099-R in step-by-step mode where TurboTax will guide you so that you do not mistakenly mark one of the boxes that indicate an inherited IRA.  If you rolled over the distribution, TurboTax will allow you to indicate that.  If you did not roll over the distribution, you should be paying taxes on the distribution.

Thank you for the reply.  I was eventually able to access it by doing a search.  The problem was that the prompt asked "DID you make a SEP IRA contribution...?" which I had not yet done as I was wanting Turbotax to calculate the max contribution allowed based on my self-employment income to tell me how much to contribute (which I have done in the past).  Once I clicked 'No' I could not get back to that menu or get to the SEP IRA questions.  SEP IRA is also not a category tab that can be clicked on (only Traditional and Roth IRA).  I had to do a search "Jump to SEP IRA Contributions" which I got off a Reddit post that makes it clear that you need to type in "SEP IRA Contributions" with an 's' to get to the right place.  It would be easier to navigate if the SEP IRA was reachable via a clickable tab (along with the Traditional and Roth IRA contributions) and/or if the prompt were changed to say "Have you made a contribution OR DO YOU PLAN TO MAKE A CONTRIBUTION to a SEP IRA plan in 2025?" and especially if that menu did not close down if you accidentally click 'no' and then change your mind.  Hope that feedback is helpful, and appreciate the response to my original question.

If you have an amount in box 18 (Local wages & tips) or box 19 (Local income tax), then you need to enter the locality name in box 20. It could be a city, town, school district, or something else. Whoever you paid the local tax to, that is who you name in box 20.  Do you know which City or other local district is responsible for levying the tax that you paid in box 19?    You might find this by checking what was printed on your W-2 the year before, if you worked for the same employer - or in the same city. You may have to call your employer if you are unable to identify the locality to whom the tax was paid.   Once you've identified the locality, then you just enter the name of the City into that box. For example, "Cleveland." 

If you received taxable unemployment benefits, then your state and/or employer may issue you a 1099-G. TurboTax, both Online and Desktop editions, are accepting entries for the 1099-G for 2025.   In TurboTax Online:    Go to Wages & Income in the Federal section Below the options in larger print, click the drop down arrow next to Unemployment Click the Start button that appears next to "Unemployment and paid family leave"   Another page will appear with fields to fill in for Unemployment.   Please see this help article and this tax tips article for more information.   The Form 1099G tax document reports the total taxable income issued to you in a calendar year. The payments are reported to the Internal Revenue Service (IRS) and must be included on your federal tax return.    Total taxable unemployment compensation includes: Unemployment benefits, including: Federal Extensions (FED-ED) Pandemic Additional Compensation (PAC), also known as Federal Pandemic Unemployment Compensation (FPUC) Pandemic Emergency Unemployment Compensation (PEUC) Lost Wages Assistance (LWA) Mixed Earner Unemployment Compensation (MEUC) Pandemic Unemployment Assistance (PUA) benefits Disability Insurance (DI) benefits received as a substitute for unemployment benefits Disaster Unemployment Assistance (DUA) benefits Paid Family Leave (PFL) benefits    

Did you install ONE thing or more than one thing?   If you only bought one thing, just enter the cost under the 'most expensive' line.     The Heat Pump also cools the home, so unless you bought a separate AC-only unit, you did not buy an air conditioner.

Just to be clear, my understanding is that the IRA you inherited was the IRA that your spouse inherited from your spouse's brother.  The spousal inheritance options are not permitted to be used by a successor beneficiary.  For you to be eligible to use the spousal beneficiary options your spouse would have to have been the original owner of the IRA.  The IRA that you inherited as successor beneficiary was your spouse's brother's IRA, not your spouse's IRA.  Your spouse was the beneficiary, not the participant.

Accepting wasn't the issue. Originally, for me both fed and state were accepted but then a couple of days later, I received 2 separate emails saying they both were rejected. The S1 1040 080 03 was identified as the issue.  

It sounds like you may be getting an error due to rounding on your 1099-Q.  My suggestion is that you round the amounts yourself before entering them.  When you do this, is Box 1 still the sum of Box 2 and 3?  If not, adjust Box 3 by $1 to make the math work.  This will not change your income tax liability.

On your W-2, tips should be included in the wages in W-2 box 1, and shown separately in box 7. If your tips are included in box 1, but not shown separately in box 7, the W-2 is not filled out correctly. You should first try to get a corrected W-2 from the employer. If the employer refuses to correct the W-2 you will have to include a Form 4852 substitute W-2 in your tax return. When you enter the W-2 in TurboTax, enter the correct information instead of what's on the W-2 from the employer. That means you will subtract the amount of tips from box 3 and enter the amount of tips in box 7. After you enter the W-2 information, you will get a screen that says "Let's check for uncommon situations." Check the box for "Didn't get a W-2" (even though that's not your situation) and click Continue. The next screen asks if you want to complete a substitute W-2. Select Yes. Proceed through the screens, entering the requested information to complete Form 4852. It will ask you to enter explanations of what you did to try to get a correct W-2 from your employer, and how you calculated the amounts that you entered. The prompts on the TurboTax screens assume that you didn't get a W-2 at all, but that's not what the actual Form 4852 says. The form says to explain your efforts to obtain an original or corrected Form W-2, and how you determined the amounts that you entered. TurboTax will include the Form 4852 substitute W-2 in your tax return. After you complete the substitute W-2 TurboTax will ask you questions to determine if you are eligible for the deduction for tips.  

Thanks, CatinaT1. That fixed it for me. I just had to go to box 6, round down to the nearest dollar, and then deleted the Form 8959 from the Tax Tools ⇾ Tools menu. My box 6 was at 1.45%, but it wouldn't take the requirement away without rounding down for some reason.