In order to be able to answer your post correctly, I need to know if this contribution was made by you directly to the HSA administrator in January 2026, or if this contribution was made by your empl...
See more...
In order to be able to answer your post correctly, I need to know if this contribution was made by you directly to the HSA administrator in January 2026, or if this contribution was made by your employer but not reported on your W-2.
In the former case, please do the following:
re-enter the HSA interview,
proceed to the screen titled "Let's enter [name]'s HSA contributions".
Any contributions that you made directly to the HSA administrator whether in 2025 or Jan 2026 need to be added on the second line "personal" contributions.
Please understand that the IRS considers any contributions made by payroll deductions to be "employer", not "personal" contributions, even if you consider them to be personal.
In the latter case, if the employer did not include this January 2026 amount in box 12, code W on your W-2, then do the following:
enter the HSA interview
On the screen titled "Do any of these situations apply to [name]?", check "[name] had other company contributions that weren't reported to their W-2 or apply to a previous year.
Hit Continue
The next screen will have three lines. You will enter the missing dollar amount on the third line - "Contributions not reported in Box 12 of your W-2"
The amount will be used in the calculation for excess contributions (if any) and will appear on your 8889.