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To complete and file a 2024 tax return using TurboTax you would need to purchase, download and install on a personal computer one of the 2024 desktop editions from this website - https://turbotax.intuit.com/personal-taxes/past-years-products/   A 2024 tax return can only be printed and mailed, it cannot be e-filed using TurboTax.

@dmertz In my case, if I were to take a distribution from my Roth 401K, it would be considered a qualified distribution as I do meet the qualified distribution requirements for the Roth 401K (over 591/2 old and Roth 401K account is 15 years old), however a distribution from my Roth 401K has never been made.   I need to clarify a few things from your previous response.  I just opened my first Roth IRA and so 2025 is first of 5 years going forward with the Roth IRA. So far I have only rolled over a portion of my Roth 401K to Roth IRA. For discussion purposes, lets say the total value of my 401K prior to the rollover was $300K of which $140K was reflected as contributions while I was employed ($$ I contributed from my monthly paychecks) and $160K was considered earnings (amount my account grew on top of my direct contributions).  The ratio of contributions to earnings would be 47% contributions / 53% earnings. Of the $300K balance in Roth 401K, I rolled over $200K Fidelity is telling me the $200K rollover is a non-taxable event, however none of the $200K is considered a contribution to the new Roth IRA as it is considered a rollover and not a contribution and the basis of the Roth 401K will become the basis for the Roth IRA. Therefore the ratio of contributions to earnings (47%/53% respectively) will apply to the $200K of rolled over funds. This would calculate to $94K being treated as contribution and $106K treated as earnings (not to confuse with the entire $200K rollover is non-taxable event).  This ratio split would only come into play if I take a distribution prior to the 5 year period.   If I understood you correctly, I thought you were previously saying if the funds in my Roth 401K could be considered a qualified distribution (if I had taken one), then 100% of the funds rolled over to the new Roth IRA would be treated as a contribution to the Roth IRA with no earning attached. If I understood this correctly, then any growth above & beyond the $200K would be considered earnings and this would come into play should I take an unqualified distribution from the Roth IRA before the 5 year period is up.    So what I need to confirm/clarify is if I were to take $125K unqualified distribution from the new Roth IRA before 2030, would there be any taxable implications based on the ordering rules (contributions 1st, earnings 2nd)?   Again, the Roth 401k is older than 5 years and I'm older than 591/2 years and no distribution was made from the Roth 401K, only rolled over to Roth IRA. What is the determining factors for the basis of Roth 401K becoming the basis for Roth IRA rollover?   Thank you in advance for your clarifications1  

@reed8824      We cannot see your screen or your tax return, so we do not know why you are having an issue with claiming your sister.  Did you pay for over half of her support in 2025?   She *might* be a qualified relative dependent for whom you could get the $500 credit for other dependents.       IRS interview to help determine who can be claimed: https://www.irs.gov/help/ita/who-can-i-claim-as-a-dependent       WHO CAN I CLAIM AS A DEPENDENT?   You can claim a child, relative, friend, or fiancé (etc.) as a dependent on your 2025 taxes as long as they meet the following requirements: Qualifying child They're related to you. They aren't claimed as a dependent by someone else. They're a U.S. citizen, resident alien, national, or a Canadian or Mexican resident. They aren’t filing a joint return with their spouse. They're under the age of 19 (or 24 for full-time students). No age limit for permanently and totally disabled children. They lived with you for more than half the year (exceptions apply). They didn't provide more than half of their own support for the year. Qualifying relative They don't have to be related to you (despite the name). They aren't claimed as a dependent by someone else. They're a U.S. citizen, resident alien, national, or a Canadian or Mexican resident. They aren’t filing a joint return with their spouse. They lived with you the entire year (exceptions apply). They made less than $5200 in 2025 (not counting Social Security) You provided more than half of their financial support. When you add someone as a dependent, we'll ask a series of questions to make sure you can claim them. There may be other tax benefits you can get when you claim a dependent.  

"Do I also need to deduct my self-employed health insurance"   For the purpose of having the earnings needed to support a Roth IRA contribution?  No.   Deductible retirement contributions reduce the amount of self-employment net earnings available to support the self-employed health insurance deduction.  Roth IRA contributions do not result in this reduction because such contributions are nondeductible.  Your traditional 401(k) deferrals do reduce net earnings available to support the self-employed health insurance deduction.  The net profit goes first to support the deductible portion of self-employment taxes, next to support deductible retirement contributions, then to support the self-employed health insurance deduction.   If your self-employed 401(k) provides a designated Roth option (likely it does because of recent tax code changes related to catch-up contributions for highly-compensated employees), you might consider making some of your 401(k) contributions as Roth contributions, allowing you to increase your Roth IRA contribution and perhaps your self-employed health insurance deduction.  For example, if I have $8,608 of net profit from self employment, that would give me $8,000 of net earnings from self-employment after subtracting the deductible portion of self-employment taxes.  That $8,000 of net earnings would support an $8,000 designated Roth contribution to the 401(k), an $8,000 Roth IRA contribution and an $8,000 self-employed health insurance deduction.  The deductions on Schedule 1 would total $8,608.   However, depending on the amounts involved, making a designated Roth contribution to the 401(k) instead of a traditional deductible contribution could increase your AGI and affect your ACA credit.

We cannot see any of your information so we do not know anything about your daughter.   How old is she?   Is she a full-time student?   How much income did she have for 2025?   Provide some details.   IRS interview to help determine who can be claimed: https://www.irs.gov/help/ita/who-can-i-claim-as-a-dependent   WHO CAN I CLAIM AS A DEPENDENT?   You can claim a child, relative, friend, or fiancé (etc.) as a dependent on your 2025 taxes as long as they meet the following requirements: Qualifying child They're related to you. They aren't claimed as a dependent by someone else. They're a U.S. citizen, resident alien, national, or a Canadian or Mexican resident. They aren’t filing a joint return with their spouse. They're under the age of 19 (or 24 for full-time students). No age limit for permanently and totally disabled children. They lived with you for more than half the year (exceptions apply). They didn't provide more than half of their own support for the year. Qualifying relative They don't have to be related to you (despite the name). They aren't claimed as a dependent by someone else. They're a U.S. citizen, resident alien, national, or a Canadian or Mexican resident. They aren’t filing a joint return with their spouse. They lived with you the entire year (exceptions apply). They made less than $5200 in 2025 (not counting Social Security) You provided more than half of their financial support. When you add someone as a dependent, we'll ask a series of questions to make sure you can claim them. There may be other tax benefits you can get when you claim a dependent.  

The IRS Form 4868, Application for Automatic Extension of Time to File U.S. Individual Income Tax Return will be included in the PDF download for the 2024 tax return if you used the TurboTax online editions for your 2024 tax return.   To access your current or prior year online tax returns sign onto the TurboTax website with the User ID you used to create the account - https://myturbotax.intuit.com/ Scroll down to the bottom of the screen and on the section Your tax returns & documents.  Click on the Year and Click on Download/print return (PDF)

The sale of your home does not require "itemizing".   You may think you have heard of a deduction of up to $250,000 ($500,000 married) on the capital gain on the sale of your primary residence.  It is not a deduction. It is an exclusion. The exclusion goes on Schedule D.  In TurboTax (TT), you enter the sale of your home (you will get a form 1099-S, at closing) and answer the questions about your ownership and the time lived in the home.  TT will automatically exclude the appropriate amount of the gain, but also report the sale on your tax forms.  Using TT live may be the only additional help you need, and maybe not even that.

https://turbotax.intuit.com/personal-taxes/online/live/how-it-works.htm   https://turbotax.intuit.com/personal-taxes/online/live/full-service/ LIVE ASSISTED https://turbotax.intuit.com/personal-taxes/online/live/how-it-works.htm     FULL SERVICE https://turbotax.intuit.com/personal-taxes/online/live/full-service/         Selling your house is not something you "itemize" and put on Schedule A, although you might be itemizing deductions on your tax return.     SALE OF HOUSE   If your gain was more than  $250,000 filing Single, or more than $500,000 filing Married Filing Jointly the sale must be reported on your tax return.  Whether you re-invested the gain in to another house is irrelevant.  If you  have a Form 1099-S go to Federal>Wages and Income>Less Common Income>Sale of Home (gain or loss) If you owned and lived in the home as your primary residence for at least 2 of the last 5 years on the date of the sale, you do not have to report the home sale if the gain is less than $250K filing Single, or less than $500K filing Married Filing Jointly (and you both owned and lived in the home for at least 2 years).   If you are using online TT, you need Premium software to report the 1099-S