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Q.  I was actually mainly looking for the source of the following statement in the post above: “You CAN count  mortgage interest (but not principle payments), as well as insurance, real estate tax, utilities and HOA fees.” A. Pub 970 ( https://www.irs.gov/pub/irs-pdf/p970.pdf ) is the reference for this topic. But, you're not going to find that question specifically covered.  What you have here, is just my opinion.  That money (mortgage interest,  insurance, real estate tax, utilities and HOA fees)  was spent on housing ("room") for the student while attending college.  So, I think that makes them qualified education expenses for a 529 distribution.    The bottom line, for most parents with kids in off campus housing, is that your tax free 529 distribution is limited to the cost of attendance or what on campus students pay, whichever is less.  The IRS is most likely going to accept that number.    Q. It it not covered in the article PaulaM linked here? A. I agree.  That said, here is a published opinion that disagrees with me.  But, it too, is just an opinion; not an IRS publication or US code.   https://www.savingforcollege.com/article/can-i-pay-my-mortgage-with-529-plan-money#:~:text=A%20mortgage%20payment%20is%20a,home%20mortgage%20interest%20tax%20deduction.  Note the suggested workaround to have the student pay rent.    Another thing to consider: For tax purposes, the condominium is a 2nd home (unless you are charging rent). As such, the mortgage interest is deductible, as an itemized deduction, on Schedule A. But you cannot "double dip".  That is, you cannot deduct, on Sch A, the same interest that you used to claim an educational expense ("room") for the 529 distribution.  But, you can split the interest between the two tax attributes, deducting some on Sch A and using some for the 529 distribution. 

@edmarqu  @lchriste  We asked the community moderators to look into this situation. They found that the question about living in certain foreign countries never had a default answer of Yes. However, the software developers recognize that the question caused confusion, and they plan to improve it for 2025.  

Unfortunately, once you have upgraded or added features to your TurboTax return, there is no way to downgrade or remove the extra features. You would need to create a new return to go back to the original product.    To start a new return, select “Start a New Return” from under “My Returns” in the bottom left corner. Once you have started your new return, you can select “View All Returns” from under “My Returns”. Then delete the unwanted return by clicking the small Trash Can next to it or “Delete” under the return’s name.  

A Wage and Income Transcript from the IRS also will not include any state or local information, so you cannot use it for your tax return if you worked in a state that has state or local income tax. The best way to get your W-2 forms is from your employers. You can also get copies of your W-2 forms from the Social Security Administration. There is a fee of $62. Go to the following link for details. How can I get a copy of my wage and tax statements (Form W-2)?  

Can you confirm that you do not have multiple accounts? Be sure that you log in to the account that you used to file your extension. Follow these instructions to confirm: How can I view all my TurboTax accounts?

Yes. You can add this extra payment while you're preparing your 1040X. In Deductions and Credits, under Estimates and Other Taxes Paid, choose Estimates. Next select, Federal Estimated taxes for 2024, and at the bottom of that page select +Add another payment under the Additional Payments section. Enter the date paid and the amount, then continue. Include a summary  explanation for this change in your reason for amending too. 

The 2024 W-2 can only be obtained from your employer.   You can get a free Wage and Income transcript from the IRS - https://www.irs.gov/individuals/get-transcript However, the transcript will not include your full Social Security number nor will it include the full EIN for your employer.

Thank you! I was actually mainly looking for the source of the following statement in the post above: “You CAN count  mortgage interest (but not principle payments), as well as insurance, real estate tax, utilities and HOA fees.” it it not covered in the article you linked here.

Rejection Code IND-165-01 means that your tax return needs to include Form 8862, Information to Claim Certain Credits after Disallowance.  This form is required if you previously claimed either the Earned Income Credit, Child Tax Credit, Additional Child Tax Credit, Credit for Other Dependents, or American Opportunity Tax Credit in the past but the IRS disallowed the claim for the credit.   Please see how do I enter Form 8862 and what does my rejected return code mean and how do I fix it for guidance. 

Did you use wrong bank information?   Did your account close?   Did you try to use someone else's account?       The bank will reject the refund and send it back to the IRS.  Then the IRS will issue a paper check and mail it to the address you put on your tax return.  Expect a delay of at least a couple of weeks to receive your refund.   Here is what the IRS says about entering incorrect banking information https://www.irs.gov/help-resources/tools-faqs/faqs-for-individuals/frequently-asked-tax-questions-answers/irs-procedures/refund-inquiries/refund-inquiries-18       If your refund is sent back to the IRS—- make certain that the address you entered on your Form 1040 is correct.  And…open all mail, even if it looks like junk mail.   And..did you use refund processing to pay your fees from your federal refund?  If so, your problem is complicated by the involvement of the third party bank.   If you chose to have your fees deducted from your federal refund, but entered wrong or closed bank account information for your direct deposit, you are going to have an aggravating, frustrating situation.  Your refund will go back to the third party bank. The third party bank might issue and mail you a check, or they might send your refund back to the IRS and then you will have to wait for the IRS to mail you a check.     If the third party bank mails the check, it will come in a plain envelope via first class mail so make sure you open all mail and do not assume anything is junk mail without opening it.  While you are waiting, make sure that the address you entered on your tax return is correct, or your problem will be even worse.   When you choose “refund processing” your refund goes FIRST  from the IRS to the third party bank.  Then the bank takes your fees out of your refund and sends the rest of the refund to you.   What is Refund Processing Service?         Santa Barbara Tax Products Group, LLC  (SBTPG) is the bank that handles the Refund Processing Service when you choose to have your TurboTax fees deducted from your refund. This option also has an additional charge from the bank that processes the transaction.    You can contact them SBTPG, toll-free, at 1-877-908-7228 or go to their secure website www.sbtpg.com