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If the excess distribution is included on your Form 1099-R, it seems that the 403(b) allows a late rollover under IRS Rev. Proc. 2020-46 self-certification that the rollover of this amount would qualify for a waiver of the 60-day rollover deadline due to financial-institution error.  Under these circumstances, you would report on your tax return that the redeposited amount was rolled over.  If this was a related to the distribution of an RMD, when TurboTax asks how much was RMD, indicate only the amount of the actual RMD.  (The portion distributed in excess of your actual RMD was not an RMD.)

IRS Form 5329, "Additional Taxes on Qualified Retirement Plans," is used to report early withdrawals, excess contributions, and missed required minimum distributions (RMDs) from IRAs or retirement plans.   If you don't have any of these conditions, you won't need it. Return to the IRA/401(k) distribution section (1099-R) and be sure you answered "Yes" to "Did you take your Required Minimum Distribution?".  

It appears that you have been mistakenly entering as charitable deductions under Deductions & Credits amounts that you have also reported as being QCDs.  You must enter the contribution only as one or the other, not both.  Go back through Deductions & Credits and remove the entry that you made there.   In past years this entry error did not matter because the total on Schedule A was not enough for you to itemize instead of using the standard deduction.  However, in 2025 when you have enough on Schedule A to itemize, mistakenly entering the QCD under Deductions & Credits is causing the your contribution to be double-counted.

If you are filing as Married Filing Separately you are not eligible for the deduction.  If you are Single and your AGI is over $175,000 or Married Filing Jointly and your AGI is over $250,000 you are not eligible for the deduction.   If you are age 65 or older and meet the requirement, the additional deduction is automatically added on your federal tax return.   Standard deductions for 2025 Single - $15.750 add $2,000 if age 65 or older Married Filing Separately - $15,750 add $1,600 if age 65 or older Married Filing Jointly - $31,500 add $1,600 for each spouse age 65 or older Head of Household - $23,625 add $2,000 if age 65 or older   New Bonus Standard Deduction (OBBB): An additional $6,000 deduction for taxpayers 65 and older. This is per eligible individual, meaning a married couple both over 65 could get $12,000. Important: This bonus deduction is temporary, lasting from 2025 through 2028. Income limitations: It phases out for taxpayers with modified adjusted gross income over $75,000 for single filers and $150,000 for joint filers. The amount is calculated on Schedule 1-A, Part V, with that amount flowing to Form 1040 Line 13b Look at your Form 1040 - You can view your Form 1040 plus Schedules 1, 2 and 3 at any time using the online editions. Click on Tax Tools on the left side of the online program screen. Click on Tools. Click on View Tax Summary. Click on Preview my 1040 on the left side of the screen.

If you didn't have any earned income, the entire $8,000 contribution should be in excess.     IRA contributions require Earned Income equal to or greater than your total contributions. The IRS guidelines state IRA contribution income guidelines.  

Yes.  This is normal.  When entering the information into TurboTax, the 1099-INT goes to Schedule B.  On Schedule B, there is a smart worksheet that asks for the Payer but not the TIN or EIN.  When you report this information, the IRS already has the form received, and it links to your SSN.  So, when they receive your return, they will match the information they have that has been sent to them with the numbers you entered on your return.  When the payers name is the Treasury Direct, the IRS already knows this payment is coming from the US Treasury Department.  Or if the payer was Chase bank, they would be able to look and say you received a 1099-INT from Chase bank for this amount and this matches what was sent to us so all is good.  The EIN/TIN is not needed.   Additionally, boxes 1 and 3 are the ones that primarily have numbers in them.  However, if you have additional information to enter there is a box you can check that says my form has additional information.  Then a drop down will appear and you can enter any additional details that are on your form. 

The TurboTax Free online edition is for very simple tax returns that do not require any other form or schedule other than the Form 1040.  If your tax data requires entry on any other form or schedule then you must upgrade to the Deluxe edition or higher.   If you have not paid for the online edition you are using, have not filed your tax return or registered the Free edition, then you can clear your return and start over with a lower priced edition. Click on Switch Products on the lower left side of the program screen while working on the 2025 online tax return. Click on Clear & Start Over   Go to this TurboTax website for the Free online edition - https://turbotax.intuit.com/personal-taxes/online/free-edition.jsp   Please Note - TurboTax Online: Important Details about Filing Form 1040 Returns with Limited Credits A Form 1040 return with limited credits is one that's filed using IRS Form 1040 only (with the exception of the specific covered situations described below). Roughly 37% of taxpayers are eligible. If you have a Form 1040 return and are claiming limited credits only, you can file for free yourself with TurboTax Free Edition or TurboTax Live Assisted Basic (if available), or you can file with TurboTax Full Service at the listed price. Situations covered (assuming no added tax complexity): W-2 income Interest or dividends (1099-INT/1099-DIV) that don’t require filing a Schedule B IRS standard deduction Earned Income Tax Credit (EITC) Child Tax Credit (CTC) Student loan interest deduction Situations not covered: Itemized deductions claimed on Schedule A Unemployment income reported on a 1099-G Business or 1099-NEC income Stock sales (including crypto investments) Rental property income Credits, deductions and income reported on other forms or schedules

Excess accumulations means you have too much money left in a retirement account when the IRS expects you to take it out (like missing a Required Minimum Distribution, or RMD). It isn't caused by a rollover (like ESOP to Traditional IRA) if the rollover was done correctly.   For more details, see IRS guidance on excess contributions and RMD penalties.   

Resolving this after the tax filing deadline is not helpful at all. I have no idea if you are a bot or a human, but either way, the idea of correcting this after an extension may be filed is pretty pointless, isn't it? And the repeated recommendation to use "Easy Extension" is talking in circles---that's where this problem exists! Finally, suggesting outside resources for what should be a simple, straightforward process that TurboTax has offered for years is nuts. TurboTax is a TAX PREP service. It's like McDonald's suggesting I go get a burger from Wendy's. So disappointing. Not to mention that this leaves me wondering---where else is TurboTax now dropping the ball?