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I am using the Deluxe  Desktop software, off-line, to do my tax returns.  I cannot update 1099-OID or 1099-R's, and my SSA-1099 entries triggered a Canadian Pension section which I cannot delete.  That is as far as I have gotten on my Federal return.   I am using MacOS 15.7.4.  I check the TurboTax software for updates, every day before I attempt to complete the returns.  

Hi Amy, thank you so much for answering all these questions.  I'm hoping you can help me with mine.  I am an Aeronautical Information Specialist for the FAA at the Mike Monroney Aeronautical Center in Oklahoma City and have been working here since 2016.  It is a specialized technical position designing and building flight procedures.  Prior to 2016, I was a pilot of the Boeing 707 airframe in the Air Force for 10 years.  I have a Computer Information Systems minor from Elon University, which I found out is accredited by the EAC of ABET, however I don't have a specific "engineer" degree.  Am I eligible for the OK form 564 credit?  Thanks again for your help.

Yes, once your children have their ITINs, they will be eligible for both the Other Dependent Credit and also the Child and Dependent Care Credit.  They just won't be eligible for the Child Tax Credit or the Additional Child Tax Credit.

Yes, you need to handle excess Health Savings Account (HSA) contributions for the 2025 tax year before the deadline (April 15, 2026) to avoid the 6% excise tax penalty.   Before finishing your taxes, contact your HSA custodian (e.g., Fidelity, Optum, HealthEquity) asap and request a "Distribution of Excess Contribution.  In addition to your withdrawal, the custodian must also calculate and return the earnings (interest) on that excess amount as well.  You will receive a 1099-SA for this withdrawal in January 2027.   Open or continue your return. Under Federal tab, Click on Deductions & Credits. Scroll to Medical section, and Click in HSA, MSA Contributions. Proceed through the interview screens; the program will calculate your maximum limit based on your HDHP coverage, and say "You have an excess contribution of $[Amount]. Select YES when it asks "Did you/Will you withdraw the excess by April 15, 2026?" (this will remove the 6% excise tax (Form 5329 Additional Taxes on Qualified Plans (including IRAs) and Other Tax-Favored Accounts) from your current return). IRS rules state that while the contribution itself is handled on the 2025 return, the earnings earned on that excess are taxable in the year they are distributed (2026).  You will receive a 1099-SA with Distribution Code 2 that you will enter on next year's tax return (any earnings portion will be added to your 2026 taxable income).   Note: If the excess was an employer contribution (Box 12, Code W on your W-2), the program will automatically add that excess amount back to your taxable income on your 1040 (Schedule 1) because it was originally excluded from your wages.

2025 Michigan Underpayment of Estimated Income Tax MI-2210 may be found here.   At the bottom of the final page under Part 3:  Figuring the Penalty, it states:   Penalty is 25 percent of the tax due (minimum $25 per quarter) for failing to file estimated payments or 10 percent (minimum $10 per quarter) for failing to pay enough with your estimates or paying late.   At the top of the same page in the second column, it states:   Line 24:   Enter 25 percent in the column if estimated tax payments were not paid for that period for 2025.  Enter 10 percent in the column if estimated tax payments were underpaid for that period in 2025.   On line 24 of the Michigan MI-2210 Underpayment of Estimated Income Tax, I am able to report the 10 percent of the tax due for failing to pay enough with estimated payments.   In TurboTax Desktop Premier, I am able to report Michigan estimated taxes under Deductions & Credits / Estimates and Other Taxes Paid / Estimates / State estimated taxes for 2025.   10 percent of the tax due was available on line 24 of the Michigan MI-2210 because an estimated tax payment was made even though the estimate underpaid the balance due.  

This will allow you to compare standard versus itemized deductions to see which is better.  Open the Info Worksheet form and mark the first question below as Yes and then check the result on page 3 of Form 502.   I found a way to change MD from standard to itemized.  It is done indirectly by using the "Info Worksheet" form, Part IV, : 3. "Do you want to itemize even if itemized deductions are less than the standard deduction?" 4. "Do you want to take the standard deduction even if less than itemized deductions?" ‎