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I have this issue as well, and theorized it could be because the net result for this year's taxes is zero either way, so it's nice to see that validated.   BUT...   There is still a substantial difference in outcome based on which deduction gets used even when this year's result is the same either way.  In my case, it's because of a clean energy tax credit that is limited based on this year's income.  By using the lower standard deduction, more of this credit is being consumed this year, resulting in a lower carryover into next year.    This is not trivial and, in my not-so-humble opinion, needs to be fixed as a priority!   Unfortunately, I didn't notice this issue until after e-filing my return, so I'm going to have to file an amendment once this is resolved.  Please save a lot of other people the same trouble by fixing this quickly.

It means you actively participated in your own business, not the business of the nail salon.   If you receive a 1099-NEC for work you performed, you are considered an active participant in your own business/self-employment.   To the nail salon, you are a client/independent contractor, not an employee.   Am I an employee or an independent contractor?   Am I considered self-employed?                    What self-employed expenses can I deduct?

You need to get the Form 1099-Q reporting the distribution from the bank that issued it. You enter that in the Deductions and Credits section of TurboTax, then Education, then ESA and 529 Distributions (Form 1099-Q).

I've got the same problem.  Logged back into my desktop turbotax to complete 2025.  It's as if I never started it.  It was complete (I printed the .pdf) except for filing.  Checked One Drive, *.tax2025 search, etc. Using Windows.  Very frustrating.  

If your MacBook can't take Mac OS 14 then the HW is out of date and Apple stopped supporting OS 13 last year.  The system requirements for Turbotax are very clear, they don't support unsupported OS versions - you should check when buying any s/w.   You can request a refund here.  HR Block is still supporting older OS versions, try there.   https://ttlc.intuit.com/turbotax-support/en-us/help-article/intuit-refunds/request-refund-turbotax-product/L834M6uyW_US_en_US    

As a follow up I had another question pertaining to the Massachusetts return.  On the Mass screen "taxable IRA/Keogh Distributions" it asks in the 1st box "other contributions previously taxed by Massachusetts" and the 2nd box asks "total distributions received in previous years".   I have only taken one other distribution from this IRA before in 2022.  Again, I converted the money received to a Roth IRA.  So, when I filled out the 2nd box this year, I filled in the box the amount of that original distribution.  Next year I will add that amount and this year's distribution to get a total in put that in the 2nd box.  For the 1st box on the screen, I assume it would remain 0.00 since I was never taxed on a "contribution" to an IRA since I have been living in Massachusetts.  I never contributed to an IRA while living in Massachusetts. Of course, this year and in 2022 I was and going to be taxed on a distribution   Am I reading this correctly for filling in both boxes? Thanks.

If you do not know what your RMD is, contact your financial advisor to assist you.   If you are being prompted to make an RMD entry, it may mean that you are required to take a distribution due to your age.   Required Minimum Distributions (RMDs) are mandatory withdrawals from retirement accounts starting at the age of 73.   If you are now at the age, but did not take the distribution, here are a few things to know:   You must immediately take the distribution to minimize penalties, which are 25% of the shortfall, or 10% if corrected within two years The first RMD must be taken by April 1 of the year following the year you reach age 73 Subsequent RMDs are required by Dec 31 annually   Once you know your RMD, here are the steps to follow to enter the RMD information in TurboTax:   Return to your 1099-R entries by clicking Review to the right of IRA, 401(k), Pension Plan Withdrawals (1099-R) in the Federal Wages & Income Click on the pencil to the right of the 1099-R Click Continue through the entries you've made "Let's get more information about your Required Minimum Distribution (RMD), enter the amount of your distribution as your RMD that was due by December 31, 2025, Continue On the next screen, "How much of this distribution applied to your December 31, 2025 RMD?", select "The entire distribution applied...", Continue When you reach, "Review your 1099-R summary, Continue (not the pencil) When you reach, "Let's go over any required minimum distributions (RMD)", Continue (not the pencil)

You need to indicate that the distribution was from an IRA, as opposed to a 401-K or similar employer plan. That should be on your Form 1099-R by virtue of an IRA/SEP/Simple check mark near box 7. You will also be asked than after you enter your Form 1099-R in TurboTax. Once you indicate the distribution is from an IRA, you will see the option to indicate it was for education expenses.   Also, you can only exempt the penalty tax, not any applicable income tax.