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Just to be sure, I'm 23 and have earned income for 2025 and will get a W-2 for 2025. I just didn't make enough money to owe anything, but I recently quit my job this December. My parents paid for my classes. Could I still qualify for this year's AOC or no? Also, I'm turning 24 in March, but I will not be getting another job for the remainder of the program. Could I claim it for 2026 since I'd be 24, or would it still not count since I won't have earned income?

If you're worried about the $5 that's just earnings in the IRA which is sometimes unavoidable, you'll pay a little tax on the $5 part of the conversion.   As long as the $7000 was a valid non-deductible contribution then you should be fine.  A common reason for it to not be valid is it you don't have any "earned" income like a W2, say in retirement, you cannot contribute more to any Trad or Roth IRA than you have earned income.   When you do your taxes you'll input this in 2 parts; the non-deductible IRA contribution in the Retirements section under Deductions, and you'll get a 1099-R for the conversion which you'll input under the Retirements section under Income.  When you do the 1099-R input there will be some questions about what you did with the money which you need to answer carefully, see help page below.  The contribution and tax on the conversion will be calculated on Form 8606.   You'll eventually get a 5498 showing the contribution but those usually don't go out until May as IRA contributions for prior tax year can happen up until April 15th, but you don't need that form to file.   see the following https://ttlc.intuit.com/turbotax-support/en-us/help-article/retirement-benefits/enter-backdoor-roth-ira-conversion/L7gGPjKVY_US_en_US

"Did I overcontribute and do I have to pay the penalty?"   Assuming that you were eligible to contribute $7,000 to the traditional IRA, no, you have not made an excess contribution.  The amount that you converted to Roth has nothing to do with whether or not you have made an excess contribution.  There is no limit on the amount that you are eligible to convert to Roth from a traditional IRA.  Assuming that you have no other funds in traditional IRAs, $7,000 of the conversion will be nontaxable and the $5 gain will simply be taxable as ordinary income, calculated on Parts I and II of your 2025 Form 8606.

This answer assumes your previous returns were prepared in Online TurboTax.   Any return prepared in desktop TurboTax will not be in an Online account.  Here's how one would normally find past-year online returns and how to troubleshoot for multiple accounts (User IDs) if necessary.  Many people end up with more than 1 account.  The pathway to download the PDF or tax data file depends on whether or not you have started an online 2025 return.  I provide both scenarios below, so choose which one is appropriate for your situation.   If you have not yet started a 2025 online return: Sign in to your account.   What you see next depends on whether or not you have already started a 2025 return in that account.   If your left column menu is minimal, and does not have a Tax Home tab displayed, that would imply you have not started preparing a 2025 return in that account.  If you haven't yet started a return, it will start asking you some questions.  Answer those preliminary questions on a few screens (you don't actually have to prepare a return), and then when you are far enough into the process, the left menu column will change, and you'll then see a Tax Home option in the left menu column.  Do not click the Documents tab.  Instead, click on Tax Home.  Then on the Tax Home screen, scroll way down to the bottom to "Your Tax Returns & Documents".  Expand that section and choose the past year you want.   If your past returns are not shown there, then you likely have multiple accounts and signed into the wrong one.  I'll tell you below how to troubleshoot.   If you have already started a 2025 online return: Log in, and if you've already started a 2025 return in that account, then it may already open at the Tax Home.  If not, click the Tax Home tab in the left column menu.  Do not use the Documents tab.  At the Tax Home scroll down and expand "Your Tax Returns & Documents."   If the past returns are not there, see the steps below.   If you do all that and can't find the past return, here's how to look for multiple accounts: You can have up to 5 accounts that use the same email address for notification purposes.  A User ID may be an email address, but it doesn't have to be.  It might be only part of an email address, or it can be anything at all.   To get a list of your User IDs, reset password, and recover account access, etc., you can use the tool at the link below.  When using the Account Recovery tool, try using your phone number first if you can still access it.   After that, if necessary, then run the tool on your email address(es) you can access. NOTE: Before running the account recovery tool below, log out of all Intuit accounts including this user forum, or you might end up in a loop.  Then clear your browser Internet cache, close your browser, then reopen it, and go to the link below.  You may wish to copy this link so you can paste it into the new browser session. https://myturbotax.intuit.com/account-recovery If still no luck after running that on your phone number you can still access and email address(es) that you can access,  here's another method:          Go back to the tool again, but this time leave the data field blank, scroll down a bit, then choose the small blue link that says "Try something else", and it will look you up by other parameters.

Gambling sites report wins based on each taxable event, not when you cash out, so even a prize you leave sitting in your account can count as income. The platform might send you a form if you hit certain thresholds, but you still have to report all winnings on your return. I found a breakdown on casino utan licens helpful for seeing how different setups handle taxes.

TurboTax gets no information from the state after you file your tax return, so no on at TT knows you had to verify your identity with the state.   You may have paid your fees by having them deducted from your federal refund; TurboTax does not deduct anything from your state refund.  As for how you chose to receive your state refund, look on the pdf of the "filing instructions" page that is part of your saved tax return to see if you chose direct deposit or if you chose to have the state mail you a check.  No one in the user forum has access to that information.

The IRS does not share any information with TurboTax after you file your tax return.  TurboTax cannot intercede with the IRS for you.    Your only source of information is the IRS.  Contact the IRS and try contacting an advocate.     Call the IRS: 1-800-829-1040 hours 7 AM - 7 PM local time Monday-Friday     TAX ADVOCATE See this article for more info on how the Taxpayer Advocate Service works:: http://www.irs.gov/taxtopics/tc104.html   https://www.taxpayeradvocate.irs.gov/  

I’ve only seen Deluxe without state at Costco.  Turbo Tax only sells Deluxe with a state.   And they stopped selling the Basic Desktop version too.   So I would buy from Costco or look somewhere else like Amazon.   

Sure, PEBKAC is always a factor, but when the the software being used doesn't list network drives (as it has done for many years) and instead provides the user a location of "Documents", but it isn't the "Documents" of the user currently using the computer and running TurboTax, it's the Documents location of a completely different user (profile), then this isn't user error, it's a bug.