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At the end of 2025, I completely closed out my 401K account at my 401k Custodian (Transamerica) and did a Net Unrealized Appreciation transaction.  I did an in-kind transfer of the company stock to my brokerage account at Fidelity.  I met all the requirements for the NUA (age = 63; retired; completed in the same calendar year; told Transamerica that I was completing an NUA transaction).   When I received the 1099-R a few weeks ago, it was incorrect in terms of box 6 (NUA) and box 2a (taxable amount).  The gross distribution in box 1 was correct.  I worked with Transamerica to correct the 1099-R and they just sent me the "corrected version" this week.  Box 1 remained the same (correct), Box 6 now shows the correct NUA, but Box 2a is $0.  I think that Box 2a should show the Cost Basis of the company shares that were distributed in-kind to Fidelity, but it doesn't.  I spoke to Transamerica and they said that the 1099-R is correct and that I needed to work with a tax professional and that they do not report this.  Fortunately, I know the total cost basis of the shares prior to distribution.   So, here are my questions... 1). Should Box 2a show the cost basis for the shares that were distributed in-kind to my brokerage account in an NUA transaction? If box 2a is zero, shouldn't Transamerica correct this with another 1099-R?  They are saying that the 1099-R is correct and are not providing any additional changes to the 1099-R. 2).  What is the best way to get a "corrected" 1099-R form from Transamerica when they are saying it is correct?  I'm at a loss. 3).  Should I do my own entry in TurboTax in Box 2a (1099-R entry) with the correct cost basis (known) even if the 1099-R is incorrect? 4).  If I do step 3 above, how do I avoid an IRS Audit when my 1099-R box 2a amount does not equal the amount that I am manually entering into TurboTax?   BTW...in box 2b, neither the "Taxable amount not determined" or the "Total Distribution" boxes are checked...they are blank.  Not sure if this matters.   Thanks in advance for any assistance. Todd

I checked my two brokerage accounts for box 3 amounts; only 1 mutual fund reported an amount of about $15,000 but my Schedule D reports $33,000 approx. What can I do to resolve this? It is inflating my total income and resulting in much additional tax.

Hi,  For 2024 I lived in MD 5 days and made roughly $3000 AGI. Then I moved back to PA lived there the rest of 2024 and made around $36,000 AGI at a different job based in PA. I withheld roughly $270 for Maryland, and $2800 for PA.   How did I owe $2,000 to MD for the $3000 I made in 5 days?  I am so confused. On my Maryland form 502 it states that my AGI is $38,000. Shouldn't my AGI for Maryland be $3000?    Should I have only filed 1 state return, since I lived there a couple of days in 2024?