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@gramjue wrote: What is holding up to print out state taxes Depending on the state, some state form(s) may not yet be available and finalized for print purposes.   What state is it?   Also, go through the REVIEW tab.  Is there any info there on what the problem may be?   Or did you already efile the Federal return separately by itself, and it hasn't been accepted yet?   You can check Forms Availability with this tool: TurboTax Form Availability Tool

You don't indicate whether you're trying to claim the American Opportunity Credit on your (the parent's) return or hers (the student-dependent).     Generally, a full time unmarried student, under age 24, even if she doesn't qualify as a dependent, is only eligible for the refundable portion of the American Opportunity Credit if he supports himself by working. You cannot be supporting yourself on parental support, 529 plans or student loans & grants. It is usually best if the parent claims that credit.  .                                                           Reference: Line 7 instructions for form 8863. https://www.irs.gov/instructions/i8863#en_US_2024_publink53002gd0e674 https://www.irs.gov/instructions/i8863

Did you click that big orange button that said “Transmit my return now?”  If you did that, you cannot do anything to fix it yet.  You have to wait for the email that tells you if your return was accepted or rejected.   Since the IRS will not begin to accept/reject returns until January 26, you are going to be waiting in “pending” for awhile.  Your return is sitting on a server, where you cannot fix  it or get it back.   You cannot change or add anything on the return that you just e-filed, nor can you stop it.  It is too late, just like when you put an envelope in a US mailbox on the corner.  The IRS does not allow you to take it back.   If you left out a W-2, a 1099G, or a dependent, or a 1099 etc…DO NOT change your return while it is “pending.”  The changes will go nowhere.   Now you have to wait until the IRS either rejects or accepts your return.  If your return is rejected, you will be able to go into your account and make the necessary changes to your tax return and re-submit your return.     If the IRS accepts your return, however, then you have to wait longer until it has been fully processed and you have received your refund.  THEN you can prepare an amended tax return and e-file or mail  it in. You have to be able to work from that return exactly the way it was when it was e-filed originally.  You will need to use a form called a 1040X.     Meanwhile, DO NOT go in and start changing anything on your return in the system, or you will make a mess for yourself.  Sit tight and wait until you see what the IRS does with the return you just e-filed   The Form 1040X you need becomes available in late February,  But wait until your return has been processed.  

No, your $8,013 balance at the end of 2024 does not create taxable income.  Since the contribution was non-deductible, and you did not take the deduction, the only thing missing is the informational 8606.  You can go ahead and paper file that now. Without cause for filing Form 8606 late, there is a small penalty of $50. See: About Form 8606, Nondeductible IRAs to get a pdf form and fill it out.   You will record the $16,022 for years 2024 and 2025 both in 2025, since that is when the conversions took place.  It is a nontaxable event, except for the returns of $22 you earned.   The first step is to enter your nondeductible contributions for 2025.  You can find this in TurboTax under Deductions & Credits > Your tax break screen > Retirement and Investments > Start or Revisit next to Traditional IRA and Roth IRA. Here, enter the 2025 contribution of $8,000, but continue through the interview until you reach the question "Did you have any nondeductible IRA contributions to your traditional IRA from 2024 or prior years?" Select yes and enter the cost basis of $8,000 from your 2024 contribution.   After you have entered the 2025 and 2024 nondeductible contributions, enter the conversions.  Here are the steps:   Go to Wages & Income. On the Your income screen, locate and select the Retirement Plans and Social Security section, then select Start or Revisit next to IRA, 401(k), Pension Plan Withdrawals (1099-R). Answer Yes to Did you get a 1099-R in 2025?, then Continue until you are able to enter the 1099-R. Note, if you land on the screen Review your 1099-R info select Add Another 1099-R. Select how you want to enter your 1099-R (import or choose Change how I enter my form to either upload it or type it in yourself) and follow the instructions. Answer the questions on the following screens, until you reach Tell us if you moved the money through a rollover or conversion. Select I converted some or all of it to a Roth IRA and Continue. Next, choose Yes, all of this money was converted to a Roth IRA and Continue.. Continue answering questions until you come to the screen Review your 1099-R info."

You cannot change the tax year.   The current online program is for 2025 only.   Only a 2025 return can be prepared online and only a 2025 return can be e-filed.   Online preparation and e-filing for 2022, 2023, and  2024 is permanently closed. Note:  The desktop software you need to prepare the prior year return must be installed/downloaded to a full PC or Mac.  It cannot be used on a mobile device.   To file a return for a prior tax year  If you need to prepare a return for 2022, 2023, or 2024  you can purchase and download desktop software to do it, then print, sign,  and mail the return(s) https://turbotax.intuit.com/personal-taxes/past-years-products/ You may also want to explore purchasing the software from various retailers such as Amazon, Costco, Best Buy, Walmart, Sam’s, etc.   Remember to prepare your state return as well—if you live in a state that has a state income tax.   https://ttlc.intuit.com/turbotax-support/en-us/help-article/state-taxes/contact-state-department-revenue/L9qVToi02_US_en_US?uid=m6e06um0     When you mail a tax return, you need to attach any documents showing tax withheld, such as your W-2’s or any 1099’s.  Use a mailing service that will track it, such as certified mail so you will know the IRS/state received the return.   Federal and state returns must be in separate envelopes and they are mailed to different addresses.  Read the mailing instructions that print with your tax return carefully so you mail them to the right addresses.

@splitifnger09    I did not receive any response from the Tax Foundation.   At this point I have to say that I just don't know. I see reliable and respected sources saying both above-the-line and below-the-line. As far as I know the IRS has not given any indication one way or the other. (And they probably won't until at least after April 15.) The law itself is very convoluted, which is probably why different experts have come to different conclusions. I think we just have to wait until there's some definitive information from the IRS.  

VA benefits are not taxable.    They do not get entered on any tax return.   Meanwhile, if you have taxable income, you are losing all of the advantages of filing a joint return.   You could file a joint return even without his income on the return, and then you would get the higher married standard deduction of $31,500 (+ $1600 for each spouse 65 or older) and you would get $6000 senior deductions for each of you that is 65 or older.  And you could be eligible for earned income credit.    Filing MFS sounds .....foolish.....disadvantageous to both of you.