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To save your 2025 .tax file to your computer, follow these steps in TurboTax online:   Click Tools on the left side menu, then Tax tools. On the Tools Center pop-up, click Save your 2025 return to your computer The file will appear in your downloads folder with the name taxreturn and a Type of TurboTax 2025 Document.  If you use TurboTax Desktop for your 2026 return, there would be no need to download it now.  You could simply wait until next season and after you install Desktop for 2026 on your computer, you will be able to import your 2025 tax file from you online account.

Q. I’m unsure how to report non-educational expenses appropriately? A. You don't report  non-educational expenses directly.  You enter your educational expenses and let TurboTax calculate the shortfall.  See example above.    After entering the 1099-Q, you go to the "Education Expenses and Scholarships (1098-T)" section to enter you expenses, assuming your beneficiary was a student in 2025. Room & board are qualified expenses for the 1099-Q, if the student was half time or more, even if he lives at home.    Q. Our problem is that the majority of funds used were for non-educational expenses.  A. It doesn't matter what you actually spent the money on. It only matters that there were actual ed expenses, during the year that you did not already allocate to other tax benefits (tuition tax credit or tax free scholarship). Room & board are qualified expenses for the tuition tax credit or tax free scholarship.         

Did you start the 2024 return in TurboTax Online and missed the e-filing deadline?   If so, see How to Finish & File a Prior Year Return.      If you need to start your 2024 return, see 2024 Desktop

You rolled IRA money to what? Another IRA? Since this is a non-taxable event, why did you have federal income tax withheld?   Of course, if this was a traditional IRA converted to a Roth IRA, the entire distribution would be taxable - is this what you did? In this case federal tax withholding would be understandable.   You will probably be asked in the 1099-R interview, "Tell us is you moved the money through a rollover or a conversion". The last option, "I didn't roll over or convert this money", which means that you put it in an after-tax account or in your wallet.

Was your tax return accepted?     How do I check my e-file status?   If it was, you can check the IRS refund tracker to see the status.     Make sure you are entering the exact amount of your FEDERAL refund and choose tax year 2025.

> Buy less and you'll have fewer physical items to donate and less to be concerned about with respect to itemizing charitable contributions of items.    Guess you've never heard of children who outgrown their clothing, furniture, and toys... 

Once you enter the Q, the program should be matching it up against any other expenses to make it nontaxable. Not finding tuition, rollover, or student loan interest, it should correctly determine the taxable portion of the earnings. Check your Sch 1 line 8z for this other income.   Go to the Tax Tools on the left sidebar, select Tools, and then View Tax Summary.   If you can't get the Q to work with all the other possibilities, delete it and enter the taxable portion of the earnings directly under other income and label it from 1099-Q. Follow these steps to enter the income: go to the federal income section scroll to the bottom / show less common income Miscellaneous Income, 1099-A, 1099-C, Start Scroll to the bottom Other reportable income, Start Other taxable income? Select YES Description  - whatever you want to say, 1099-Q taxable earnings Amount, enter your amount Continue

To download your .tax2025 file for an unfiled return from TurboTax Online, you typically need to be "inside" the return to see the download options.    If you are on the "Tax Home" page and don't see the full side menu with Tax Tools, it is because the return is considered "closed".  Sign in to TurboTax Online. Scroll down to Your tax returns & documents and select 2025. Select Add a State (you won't actually add one; this just reopens the return). Once the return is open, look at the left-hand side menu. Select Tax Tools, then Tools. In the "Tools Center" pop-up, select Save your 2025 return to your computer. The file will download as taxReturn.tax2025 from Expert MaryK4