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the way you describe what you have done, there is no federal limit or deduction or credit. everything is at the state level except the need to file a federal gift tax return since the amount exceeds the annual exclusion    see this link https://www.savingforcollege.com/article/maximum-529-plan-contribution-limits-by-state  ohio allows up to a $4,000 year deduction (against ohio taxable income) each year. any excess contribution is carried forward. nowhere do i see $75K or %150K mentioned   there is a section in Turbotax under education for ESA and 529 QTP  but that's only if 

do it through the rental schedule section as you enter info you should see a page that asks if the property was sold - so check that box as you go through the pages you'll come to one with a link for sale of property. click the icon on that line. this will allow you to enter the sales info.   if this is your first time using Turbotax it should allow you to enter the costs for the building and land and other assets. prior depreciation will need to be entered.     then you need to allocate the sales price and sales expenses among the various items. the IRS says you should allocate based on relative fair value, but any reasonable allocation method will probably produce the same results.       

@Cstark77 , from your post I am not sure if the child "baby girl"  could have qualified as a dependent prior to having a Tax ID ( TIN -- SSN, ITIN, ATIN ). From only the fac t that she was your "foster child" , she should have been a qualified child--->  See here Dependents | Internal Revenue Service    --- see the paragraph qualifying child.   Also see more details on "eligible"   Publication 501 (2024), Dependents, Standard Deduction, and Filing Information | Internal Revenue Service    under adopted or foster children. However , even after you meet all the tests for qualifying the child still needs to have a  TIN and so if the TIN was issued only in 2025, then we have a problem here.  TIN works ONLY after assignment date of the ID, not retroactively.   Is there more I can do for you ?

@ ronscott2003   also said:  "I don't know why the turbo tax website would say my refund still hasn't arrived."   The TurboTax website will never know if your refund has arrived in your bank account or not.   It does not get any feedback in that regard.

@ronscott2003 wrote: My federal was from TPG products, and I just looked and it said on line 35a that its 425 which is the amount I received from TPG products. Does this mean I'm not missing anything and Turbo Tax just took $117 from my refund? I guess that makes sense but I don't know why the turbo tax website would say my refund still hasn't arrived. Thanks for your help 🙂 If your Form 1040, Line 35a shows $425, and if $425 is what you received from TPG, it doesn't sound like they took anything out of your refund.      Did TurboTax already receive its fees earlier because of your refund delay? Where did you get the figure of $117?    Was that the amount of your Federal and state product fees originally?    Was your refund delayed a long time, and did TurboTax start sending emails asking you to pay the $117 for the products, or did they auto-debit your bank account for the product fees?     You can also use the lookup tool at TPG's website to see if it shows anything about how they handled it.  To log in, choose the taxpayer portal at: https://www.sbtpg.com/

@TMM322 ,  your post is so void of details that I don't know how to begin to answer this question. (a) Are you a US person ( citizen/GreenCard)? (b) Which country is your tax home? -- need to review  the tax treaty ( if any) (c) Assuming that your employer is a local entity, is this "employer contribution" govt. required  item or just employer's good deed  ( benefit package)?   Whether required or not by the govt., is there any law that defines this benefit, how it is held ( a govt. account, a trust, etc. etc. ), how is it governed etc. ?  What are the rules for distribution ?  Is it taxed when contributed or what ?   Is the distribution taxed  and if so under what rules ? (d) What are your plans for this account  when you come back to the US ?   (e) Are you also contributing to SSA while abroad ?   AS you can see I need a lot of info before I can help you .  So please answer my Qs.  If you do not wish to answer on this board ( privacy concerns ), you can always PM me   ( that does not show up on this board ) --- but please NO PII ( Personally Identifiable Information )-- that way I would not know who you are  but will know the situation and answer based on that ONLY !   I will circle back once I hear from you--yes? 

My federal was from TPG products, and I just looked and it said on line 35a that its 425 which is the amount I received from TPG products. Does this mean I'm not missing anything and Turbo Tax just took $117 from my refund? I guess that makes sense but I don't know why the turbo tax website would say my refund still hasn't arrived. Thanks for your help 🙂

@ronscott2003 wrote:  I'm missing $177 from my total federal refund when I filed in January 2025. How do I get the rest of my refund? I got my full state refund 1/31/25 but only received roughly half of my federal return. It's been 6 months since my estimated total tax return. I tried calling the IRS but it said it can't locate my account... I don't know what to do.    Don't go by a total refund summary that TurboTax shows on a screen.  That figure includes both Federal and State refunds.   Instead, for your Federal amount go by what is shown on your actual Form 1040, Line 35a.   What product did you use?  Did you use Online TurboTax, and did you choose to pay any TurboTax fees out of your Federal refund? If so, then addition to the product fees, there is a $40 service fee for that option ($45 for California filers.)   Who is your refund from?    Is it direct from the IRS/US Treasury, or was it sent from another company such as TPG/Tax Products Group, Cross River Bank, etc.?

@caitastevens  No one but the IRS can know anything specific about your return.  The IRS is currently processing paper returns filed in May 2025, according to their processing status page: https://www.irs.gov/help/processing-status-for-tax-forms   Does yours show up in the IRS "Where's My Refund" tool?  Is there any message there? https://www.irs.gov/refunds   To phone the IRS, if you get a voice robot that wants you to voice your issue, try just saying "speak to representative about my account".  You may have to say it more than once regardless of what it asks.  IMO, it's easier to reach someone early AM soon after they open. IRS: 800-829-1040 (7AM-7 PM local time) Monday-Friday   Try the IRS first, but if you are having an economic hardship and can't get good info from the IRS, you can phone the IRS Taxpayer Advocate Service to see if they will help you.   The second FAQ below shows the phone numbers for the IRS Taxpayer Advocate offices in your state. https://www.irs.gov/taxtopics/tc104 and https://www.taxpayeradvocate.irs.gov/contact-us/#FindlocalTAS

If the 2023 software is not in your Intuit Account, then unless someone can tell you a direct link to a 2023 download page, you may have to phone TurboTax Support to ask for assistance in getting the software.   Support hours are 5AM-5PM Pacific, Monday-Friday. FAQ: What is the TurboTax phone number? https://ttlc.intuit.com/community/using-turbotax/help/what-is-the-turbotax-phone-number/00/25632