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@anonymouse1, thank you for your response.   I agree - his Box 9b always stays the same.  Box 2 does indeed change year to year.  And when you subtract Box 1 from Box 2a, it must *always* equal $145.68 (which is does). When you divide the $145.68 difference by 12 months, that is the dollar amount of his monthly non-taxable income to recoup his contributions. So the dollar amount always coms out to $12.14/month of nontaxable income. This is correct.   I need to know what to do to start actually recovering his contributions, or is he already recovering his contributions because Box 1 and Box 2a are different?  Don’t I have to have TT prepare the Simplified Worksheet for it to start calculating his recovery?  I never did that when he first retired in 2016!!  Can I start it now?   Yes, you are correct, if I mentioned a Box 9a, that was my error, sorry.   Thank you. 

Replying to first post after my April 4, 2026 problem with Schwab download. I have been downloading Schwab brokerage information into TT for years. This year it did not work with no error messages. I eventually was able to contact TT support and they resolved the problem by having me switch from Edge to Chrome. I was lucky because the download worked but I did not know why. After additional research. I viewed various posts and I believe it is the browser settings. Using your browser, search site settings and you will learn about the settings for various browsers including Edge and Chrome. I found the setting under privacy and security. Going there you need to get to site selections, which is where you give permission to sites likeintuit.com (TurboTax) to do things like download Schwab brokerage information. I believe it is usually set to ask as opposed to allow. When I changed to Chrome it may have been set to allow and Edge set to ask. Edge did not woek and if Chrome was set to allow it would explain why the download worked. I used Widows 11 last tax year and I did not have a problem so I suspect TT changed something so it does not work this year. TT download says sometimes a balloon will pop up and you need to click allow to continue. I never saw a balloon in my numerous attempts. Lastly, after a successful download you are told that the data is ready for import. Do scroll down the screen and hit import or continue,. I did not scroll down and called TT help again. Good luck with your Schwab imports.

DID YOU E-FILE?   Did you e-file?   Did you go through all three steps of the FILE section and click a big orange button that said “Transmit my returns now?”     When you e-file your return you will get two emails from TurboTax.  The first one will say your return has been transmitted; the second one will tell you the IRS has accepted  or rejected your federal e-file.  If you filed a state return, there will be a third email (usually a day or two later) that tells you if the state e-file was accepted or rejected.   Check your e-file status:   https://turbotax.intuit.com/tax-tools/efile-status-lookup/    What does it say in your account?  Does it show that the return was accepted?   Or does it say something else---like "rejected," "printed," or "ready to mail?”   If you discover or realize that your e-file was rejected, or just never filed, you will need to print it, sign and date it in ink, and file it by mail now, since e-filing is closed for returns for tax year 2024.    

If you would like to re-visit your 1099-R entry to review and/or edit, follow the instructions below:.   Go to Income on the left panel within your TurboTax account Click on the Review to the right of IRA, 401(k), Pension Plan Withdrawals (1099-R) Click on the pencil to the right of your 1099-R to review/edit it Continue through the screens and you will reach, Enter your 1099-R details, where you can make changes to your Form 1099-R

It seems Truist is treating it as Miscellaneous Income as opposed to Interest.  Banks must report interest of $10 or more, but some financial institutions may not send a 1099 if the bonus is considered "other income" (sometimes under $600).  Since it is tied to opening the account and not necessarily based on the amount you spent (differentiating it from a Credit Card cashback bonus which is not reportable), you should still enter under Less Common Income: Select Miscellaneous Income, 1099-A, 1099-C  On the Let's Work on Any Miscellaneous Income page, select Start to the right of Other reportable income On the Any Other Taxable Income? screen, select Yes On the Other Taxable Income screen enter the description and amount.  Select Continue On the Other Miscellaneous Income Summary screen, select Done