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I would like to take a deeper look at this. However, I need a diagnostic file which is a copy of your tax return that has all of your personal information removed.  PLEASE DO NOT MAKE ANY CHANGES NOR REVISIT THE SECTION PRIOR TO SENDING THE DIAGNOSTIC .  You can send one to us by following the directions below:   TurboTax Online:   Sign into your online account. Locate the Tax Tools on the left-hand side of the screen. A drop-down will appear. Select Tools On the pop-up screen, click on “Share my file with agent.” This will generate a message that a diagnostic file gets sanitized and transmitted to us. Please provide the Token Number that was generated in the response.   TurboTax Desktop/Download Versions:   Open your return. Click the Online tab in the black bar across the top of TurboTax and select “Send Tax File to Agent” * This will generate a message that a diagnostic copy will be created.  Click on OK and the tax file will be sanitized and transmitted to us. Please provide the Token Number  (including the dash) that was generated in the response.   *(If using a MAC, go to the menu at the top of the screen, select Help, then, “Send Tax File to Agent”)  

Full time US - always.  This is not the issue.  The issue is the deductibility of Social Security benefits. Turbo tax seems to think benefits are fully excluded from earnings for a joint return greater than $150,000.  Not true.  Worksheets A and 1 in IRS Publication  915 tell you what your Adjusted Gross Income is according to the IRS and it may be different higher Turbotax.

I tried that and I still can't retrieve the 2024 taxes.  I only need 2024 taxes to retrieve the AGI for this year's taxes; they keep getting rejected when I submit.  How can I determine the AGI without 2024 taxes.   Thank you

@emsolari02 wrote:   TurboTax does not properly fill out form 8962. Specifically, if you have a monthly difference in subsidy (perhaps because you’ve had your estimated income adjusted), TurboTax does not fill out Part II lines 12 thru 23.    TurboTax does not consider the income thresholds when asking if dependents have filed a return. The IRS uses dependent incomes for the ACA’s MAGI computation but only if the (individual, not cumulative) dependents had incomes greater than the IRS’s threshold of $15,000.00.  TurboTax only asks if dependents filed a return and then blindly adds the total amount to the MAGI.       That is not an error; varying Advance Credit amounts do not trigger the requirement to use line 12-23.  See the Instructions for line 10 of Form 8962. https://www.irs.gov/instructions/i8962#en_US_2024_publink100014008   I think it used to be buried somewhere in the 'learn more' links, but you are right, even if it is hidden there somewhere it needs to be more obvious.  As a side note, it isn't always strictly limited to income over $15,750.   If a child dependent has a certain amount of "unearned" income (interest, dividends, capital gains, taxable scholarships, etc.), they may be required to file a tax return for less than $15,750, which could also trigger the need to enter their income for the Premium Tax Credit on Form 8962.

Are you able to send a diagnostic copy of your return using the instructions above so I can look into this.  As DoninGA stated above there is a screen after you enter the SSA-1099 that asks you if you lived in one of the above countries and or if you lived in the US.  If you answered in a manner to say you do not live in the US but you do live in one of those countries, your social security would not have been included in taxable income. 

I agree with this user, Turbotax still calculates my 2025 Federal taxable Social Security benefits at zero.  The IRS taxed 67% of my benefits due to my income.  We received the full enhanced deductions for seniors, but the IRS changed my return to add back 67% of my Social Security benefits income as taxable.  I was able to replicate the IRS result by downloading and using IRS Publication 915, (Worksheets A and 1).  I see no schedules like this in turbotax even today. April 21.  This has been a major headache requiring hours of my time.

The IRS publication you are referencing is specific to seminars and meetings at sea on a US registered vessel, which does not apply to 99% of cruises.     So the question is, can you then default to ordinary and necessary business expense as the reason for the deduction.  There is no IRS publication that gives direction on cruise travel outside of seminars/conventions.  So it then becomes a huge grey area from what I have researched with some tax advisors saying you cannot deduct even if it’s necessary and ordinary to your business.    

A normal qualified Roth 401(k) distribution after age 59½ and meeting the 5-year rule is tax-free.   Plans must separately account for Roth contributions and earnings.  A distribution attributable to excess deferrals in a designated Roth account is not a qualified distribution.     A future Roth 401(k) 1099-R should show no taxable amount only if the distribution is actually qualified and the plan’s records support that. A nonzero taxable amount does not automatically mean the administrator tainted the Roth account. It may reflect a nonqualified distribution, earnings, or uncured excess-Roth treatment.     

Were there actually two withdrawals from your bank account? Check your bank account records or statement. How did you pay on April 6? Filing your tax return with direct debit is not the same as actually paying.