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You need to amend your Pennsylvania (PA) state tax return to remove the incorrect withholding entry and amend your federal return to ensure the $630 withholding is correctly claimed there.  Since Pennsylvania does not tax unemployment compensation, any tax withheld from your 1099-G is federal income tax. You accidentally reported this federal withholding as Pennsylvania state tax withholding, which is why TurboTax showed you a state refund that the PA Department of Revenue (DOR) has now corrected to zero.  1. Amend Your Pennsylvania Return  You must remove the $630 from the "Pennsylvania tax withheld" line of your state return. Wait for Processing: Ensure your original return has finished processing (the "Accepted" status in TurboTax only means it was received, not finalized). Start the Amendment: In TurboTax, select "Amend a Filed Return" and choose your Pennsylvania return. Correct the Withholding: Go to the 1099-G entry section. Ensure the $630 is not listed in the box for "State income tax withheld" for Pennsylvania. Leave the state tax withholding box blank for this form. Your PA refund will likely drop to $0 or whatever amount you actually owe, matching what the DOR told you.  2. Amend Your Federal Return The $630 is federal money that you are entitled to get back as part of your federal refund. Check Your Federal Form: Open your Federal return and look at Form 1040, Line 25b (Federal income tax withheld from forms 1099). If the $630 is not already included in your total federal withholding, you must amend your federal return to add it. Enter the 1099-G Correctly: In the Federal "Wages & Income" section, under "Unemployment," ensure the $630 is entered in the box for "Federal income tax withheld" (typically Box 4 on your 1099-G). 

1. Correct. Unlike an IRA, where there is a 6% excise tax every year the excess remains, the 401(k) doesn't have a recurring annual penalty. The "penalty" for a 401(k) excess is simply the double taxation (paying tax on it now and paying tax on it again when you withdraw it).   2 and 3. Since you missed the April 15 deadline, the most strategic approach is to attribute the entire excess to your Traditional 401(k). You should report this by adding the excess amount to your wages on Line 1h of your Form 1040:   Click "Wages & Income" (under Federal) on the left side of your screen Scroll down "Less common income" and click "Start" next to "Miscellaneous Income, 1099-A, 1099-C" Select "Other income not already reported on a Form W-2 or Form 1099" and click "Start" On the "Types of wages you received" screen select “Other earned income” and click "Continue" On the "Other earned income summary" screen click  “Add” On the "Any other earned income" screen enter "2025 Excess 401(k) Deferrals" for the description, enter the amount and click "Continue".   Based on your figures, the total contributions were $44,500. Subtracting the 2025 IRS limit of $23,500 leaves a $21,000 excess deferral. By assigning this excess to the Traditional portion on your tax return, you ensure the Roth 401(k) remains 'clean' and qualified. This prevents the future complication of trying to separate tax-free Roth money from a taxable excess portion, allowing your Roth earnings to grow and eventually be withdrawn 100% tax-free.  

Perhaps the IRS form 1099-R did withhold enough to pay the taxes on the pension distribution as computed at the taxable income reported in 2024.   But, you earned more money than last year and your upper income tax rate changed from 12% to 22% or 24% to 35%.  Now, the withholding amount that was computed a year ago is not enough to cover the higher income tax rate.   Or, you cashed out a second retirement account and, now, your income is higher by the taxable amount of the second retirement account.  The upper income tax rates change again.   Or, you cashed out a second retirement account and was subject to a 10% penalty for early withdrawal.  Not enough was withheld to cover the 10% penalty as well as the change in the upper income tax rates.

You can snap photos of certain tax documents like a W-2, but there are other tax documents that must be keyed in by hand or maybe imported from financial institution websites.   You have not mentioned what kinds of documents you are trying to enter.       

On TurboTax's W-2 form, make sure that you have marked the correct box to indicate the recipient of the W-2.  (TurboTax assigns the W-2 to Taxpayer or Spouse depending on the marking of the box, not the name on the form.)

Update: I added fake numbers and dates so the system would accept the forms. I was not sure what else to do. I could not figure out how to get help. I'm going to do a credit card chargeback to get a refund for the "On Demand Expert Help". Hopefully Intuit does not contest.   What a nightmare.

After you enter your 1099-NEC box 1 earnings (which should be linked to a Schedule C) , TurboTax will prompt you for "Other Situations" or specific questions about the income, where you will check a box indicating that part of the income is from tips.. The next page should say Let's check if you can deduct any tips  After you enter the amount of tip income received you will need to indicate that you worked in the Transportation and delivery industry and your role was that of  Goods Delivery People to get the tip deduction. You will see on the screen  "Tell us a little more about your (description of work) work."

Code B indicates a distribution from a designated Roth account in an employer plan, not from a Roth IRA.  Make sure that the IRA/SEP/SIMPLE box is not marked.  If TurboTax asks if this distribution was from a Roth IRA, you must anwser No.

I am going to assume you have not been depreciating it since it isn't in your tax records to locate the date. In that case, just an estimate of when you started using it is fine. If you need extra time, filing an extension by April 15, 2026, moves your submission deadline to October 15. But remember any taxes owed are still due in full by the original April 15 date.  Pay through either Direct Pay or your individual online account. See if you need to file a state extension.

Rejection code R0130 for New York indicates a mismatch between the New York City (NYC) tax withholding you reported and the official withholding statements (like your W-2) or an invalid locality.    Specifically, this error triggers when the amount on Form IT-201, Line 73 (or Line 63 for part-year residents on Form IT-203) does not match the total NYC withholding entered from your income documents.    How to Fix Rejection R0130 To resolve this, you must carefully audit your city-specific withholding entries: Check W-2 Box 19 (Locality): Ensure that any NYC withholding is correctly associated with "NYC" or a valid New York City locality code. If it is blank or lists an incorrect city, the state will reject the e-file. Verify the Amounts: Double-check Box 19 of every W-2 and 1099 form in your software. It must match your physical forms exactly. Even a minor rounding error—such as entering $1,955.86 instead of $1,956—can cause a mismatch that triggers this code. Look for Duplicate Entries: Sometimes withholding is accidentally entered twice—once on a W-2 and again in a "Payments and Estimates" or "Other State Withholding" section. Review these sections to ensure no NYC tax was duplicated. The "Delete and Re-enter" Method: If the data appears correct but the error persists, delete the W-2 or 1099-R entirely and re-type the information manually. This often clears hidden "ghost" data that can cause electronic calculation errors.