All Posts
March 4, 2026
9:29 AM
TurboTax receives no information about those issues. Contact the IRS.
March 4, 2026
9:29 AM
Following up -- In case there is any confusion, Recharacterization of contributions is not the same as a Conversion, Rollover, or Back-door Roth. Recharacterization of Traditional IRA contributions ...
See more...
Following up -- In case there is any confusion, Recharacterization of contributions is not the same as a Conversion, Rollover, or Back-door Roth. Recharacterization of Traditional IRA contributions that were not deductible anyway because of income limit, and were not previously deducted, does not change the tax liability at all. Speaking with a Tax Expert on the phone or in chat is not helpful with a genuine software bug, and so I am posting here, and hoping TurboTax employees take note and get this to the developers with the diagnostic token I provided -- which I would greatly appreciate. I'm going to give this two weeks to be fixed, and if it isn't, I plan to prepare the 1040-X by hand myself without TurboTax. I will then claim a refund under the Maximum Tax Savings Guarantee which includes a "100% accurate calculations" guarantee.
March 4, 2026
9:28 AM
Name the state, so further help can be provided specific to that state
The default for most states is that 1/4 of the required tax payments for the year must be made each period. Withholding is as...
See more...
Name the state, so further help can be provided specific to that state
The default for most states is that 1/4 of the required tax payments for the year must be made each period. Withholding is assumed to occur evenly throughout the year. Estimates only count in the period when made.
Thus, with uneven payments, the annualized income installment method must be used if the state allows that method or whatever alternative they offer.
hence, it's possible to owe a penalty even when getting a refund.
March 4, 2026
9:28 AM
Yes, I meant 1099DIVs...sorry got a little punchy after fighting with taxes most of yesterday, then fighting to find where to post the question.
March 4, 2026
9:27 AM
Topics:
March 4, 2026
9:27 AM
It’s probably too late now but here is how it’s suppose to work for the Online version. In case anyone else finds this thread. Or it may help you figure it out. What did you get charged for? W...
See more...
It’s probably too late now but here is how it’s suppose to work for the Online version. In case anyone else finds this thread. Or it may help you figure it out. What did you get charged for? Was it for a state return? How to use the Online License Code. It is for federal only. State is additional. https://ttlc.intuit.com/turbotax-support/en-us/help-article/register-activate-services/como-empiezo-...
March 4, 2026
9:26 AM
1 Cheer
Per @dmertz, the self-employment health insurance deduction should not affect your IRA contribution, as it does not affect earned income. However, if you want to try it you would follow these instruc...
See more...
Per @dmertz, the self-employment health insurance deduction should not affect your IRA contribution, as it does not affect earned income. However, if you want to try it you would follow these instructions: Since you entered a Form 1095-A, TurboTax will ask you if the insurance is associated with self-employment income. If you did not pay the insurance premiums from your self-employment income, you can answer "no" to that question and then your insurance premiums will not be deducted for the self-employed health insurance deduction. However, that may affect your insurance premium tax credit if you have one. You will see a screen that says Self Employed with Marketplace Plan? in the Medical section and then Affordable Care Act (1095-A). The question is are you self-employed and purchased a Marketplace plan. Answer "no" to that question.
March 4, 2026
9:25 AM
I did not receive what Turbo Tax showed me. The IRS website says it is because of a past due IRS tax obligation. But I never received any letter in my mail box or IRS online account regarding this iss...
See more...
I did not receive what Turbo Tax showed me. The IRS website says it is because of a past due IRS tax obligation. But I never received any letter in my mail box or IRS online account regarding this issue. Why did I do wrong?
Topics:
March 4, 2026
9:25 AM
We have a carriage house on the same property as our primary (and only residence) that we rent out to a year-round tenant. When appropriate we allocate expenses (25% carriage house, 75% main hous...
See more...
We have a carriage house on the same property as our primary (and only residence) that we rent out to a year-round tenant. When appropriate we allocate expenses (25% carriage house, 75% main house), but we are confused about the mortgage interest deduction. From our understanding, we should treat 25% of the interest as an expense for the rental, but when we are asked to enter our interest from our 1098 in deductions it asks us to enter what the form says. Do we just adjust the form down by 25% when we enter our 1098 info? Definitely don't want to unintentionally double dip.
March 4, 2026
9:24 AM
Topics:
March 4, 2026
9:24 AM
@1095shared , absent a letter from the IRS, the general rule is NOT to amend a return till the processing of the originally filed return has been fully processed. Thus if you "accepted" original ret...
See more...
@1095shared , absent a letter from the IRS, the general rule is NOT to amend a return till the processing of the originally filed return has been fully processed. Thus if you "accepted" original return is still being processed and refund no issued, please wait till that step is completed.
Is there more one of us can do for you ?
March 4, 2026
9:24 AM
@DaveF1006 one more questions, to figure out and do some analysis why my tax is high due to which 1099-div or 1099INT etc, is there way to turn off certain forms instead of deleting and re-importing?
March 4, 2026
9:23 AM
I cannot find the schedule F for this, it only shows for income.
Topics:
March 4, 2026
9:23 AM
I'm also having this problem. In 2024, the housing credit showed up just fine. I recorded a negative AGI of ($10,722) and that pulled through onto the state return as the "federal income" number. ...
See more...
I'm also having this problem. In 2024, the housing credit showed up just fine. I recorded a negative AGI of ($10,722) and that pulled through onto the state return as the "federal income" number. For 2025, I'm also recording a negative AGI of ($21,574) based on netting the standard deduction, less income, i.e., the Standard Deduction is higher than the Total Income. The taxpayer qualifies for the CO Housing Credit, but it is not showing on the list of CO credits and taxes. Turbotax should not be masking this option. The link below about the Social Security Income Exclusion is no longer working, so I assume the problem has been fixed and that is not the issue.
March 4, 2026
9:23 AM
Topics:
March 4, 2026
9:22 AM
I maxed out my $4,300 HSA contribution in early 2025. I got married in early June & my wife has an FSA that I became automatically covered by. So my 2025 contribution limit was actually only $2,150 an...
See more...
I maxed out my $4,300 HSA contribution in early 2025. I got married in early June & my wife has an FSA that I became automatically covered by. So my 2025 contribution limit was actually only $2,150 and thus I have an excess contribution of $2,150 + earnings on that to be removed.
I contacted my HSA custodian Optum Financial. That had me fill out an excess contribution removal form. They explicitly told me to leave the box for earnings on the excess contributions blank. Fast forward and they only returned the $2,150 and told me I was told incorrect information & that they do not calculate the excess earnings. They are now telling me I cannot remove the excess earnings because they cannot send them back alone, they can only do so if they are sent back along with an excess contribution.
So what do I do now? Has anyone had a similar situation and was able to get the earnings removed on their own?
I haven’t done the formula yet but the earnings is probably $300-400. If I can’t get that removed, how do I report this as income, and specifically as excess earnings that have not been removed, which will incur a 6% excise tax? The 1099-SA that I am going to receive is only going to show the $2,150 in excess contributions that was removed with $0 in earnings removed.
The issue is further compounded by the fact I continued contributing in 2026 even though my spouse still has an FSA (we are still on separate health plans; was unaware her FSA automatically covered me & made me ineligible for HSA until a few weeks ago). The $900 of YTD contributions in 2026 will be returned to me via payroll. There is still going to be earnings on that excess contribution in 2026. How can I get my custodian to send back the excess earnings by itself since the contributions are coming back via payroll? Seems crazy an HSA custodian can just refuse to do so.
Topics:
March 4, 2026
9:22 AM
1 Cheer
It depends if your income from NJ from all sources is more than $10,000 (single/married filing separate) or $20,000 (married filing joint/head of household/qualifying widow). Nonresidents @...
See more...
It depends if your income from NJ from all sources is more than $10,000 (single/married filing separate) or $20,000 (married filing joint/head of household/qualifying widow). Nonresidents @aas870
March 4, 2026
9:21 AM
If you're Amending a return to change from MFS to MFJ, this info on Amending from MFS to MFJ may help you. If you can give more details on your situation, we'll try to help. @latisha_032003
March 4, 2026
9:21 AM
In TurboTax, to report that you missed your RMD, but took a corrective distribution, do the following:
Return to your 1099-R entries by clicking Review to the right of IRA, 401(k), Pension P...
See more...
In TurboTax, to report that you missed your RMD, but took a corrective distribution, do the following:
Return to your 1099-R entries by clicking Review to the right of IRA, 401(k), Pension Plan Withdrawals (1099-R) in the Federal Income section
Click on the pencil to the right of the 1099-R (or add if you have not yet added your Form 1099-R)
Click Continue through the entries you've made, Continue, answering through next screens
When you reach, "Let's get more information about your Required Minimum Distribution (RMD), enter the amount of your RMD that was due by December 31, 2025 (but did not take), Continue
On the next screen, "How much of this distribution applied to your December 31, 2025 RMD?"
Select "None of this distribution applied...", Continue
Next, you will be asked, "Did you take out the remaining $189 during the correction window?", Select, "No, I did not", Continue
When you reach, "Review your 1099-R summary, Continue (not the pencil)
When you reach, "Let's go over any required minimum distributions (RMD), Select the pencil
Next, you will see, "Did you miss taking the...RMD...?", Select Yes, Continue
Enter the amount of the RMD (that you should have taken) when you reach, "Tell us the Total RMD...", Continue
Select "Yes", when asked, "Did you take a corrective distribution...?", Continue
Do you want to request a waiver, select, "Yes", Continue
Next, enter the amount of your RMD for which you are requesting the waiver, Continue
Next, enter an explanation, Continue