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The QTP (529) to Roth did not work last year either.  The TT answer was not to input the 1099-Q because the 1099-Q states that nontaxable distributions from CESAs and QTPs are not required to be reported on your income tax return.  I just updated with the Feb 26, 2026 update, and TT still wants to include the earnings portion of a rollover to a Roth as taxable income.  So I again deleted that 1099-Q.  They need to ask a few more questions and then should be able to advise whether the earnings portion is taxable -- for example, has the QTP account from which the rollover originated been in existence for 15 years, is any of this rollover from earnings or contributions within the last five years, is the cumulative amount transferred to Roth under $35,000, and probably a couple of others.  Then the program can route the earnings portion correctly to taxable or nontaxable.  I don't think TT plans to do this adjustment.

This is scheduled to be available March 4.   If you want to make changes or add a document to a tax return that has already been filed and accepted by the taxing agency, you should follow these guidelines.  You must first wait until the initial return is completely processed.  You will have to use the same TurboTax account that you used for the original tax return.  Once you begin your amendment, you'll see your original return.   The refund calculator will start new at $0 and only reflect the changes in the refund or tax due  Only make changes to the areas of your return that need to be corrected.  You have three years from the date you filed your return or two years after you paid the tax due (whichever is later) to file an amendment  Select your product below and follow the instructions.  Amend TurboTax Online  Amend TurboTax CD/Download 

I cannot move past the screen that asks how much of the RMD I took.  Error message says "RMD amount shouldn't be greater than the total distribution."     In my case, the total RMD amount IS GREATER than the amount I took in 2025.   The error will not let me continue or move off the screen.    How do I move past this error message?

Had you entered into 2024 TurboTax a 2025 Form 1099-R with codes J and P instead of a 2024 Form 1099-R with code 8, the result would have been the same.  The each taxable amount of about $1,100 (box 2a) would be included on Form 1040 line 4b.   Code 8 only applies to the year of the Form 1099-R.  Code 8 cannot cause TurboTax to produce any effect on any other year's tax return.   However, the fact that your 2024 Form 5329 reported an excess Roth IRA contribution, in the IRA contribution entry section it seems that you failed to tell TurboTax that you would remove the excess Roth IRA contribution, so you need to amend to correct that.  Doing that in 2024 TurboTax you could also correct the Form 1099-R entries, taking care to indicate that the Forms 1099-R are 2025 forms, but that would not change the amount on Form 1040 line 4b unless you had entered an incorrect amount in box 2a.  (If you failed to mark the IRA/SEP/SIMPLE box, the approximately $1,100 times two would have mistakenly appears on line 5b instead of on line 4b, so you would want to correct the form entries so that the taxable amount appears on line 4b.  With code J present, the IRA/SEP/SIMPLE box does not need to be marked since the code J indicates that the distribution is from a Roth IRA.)

The Form 1040-X for amending a 2025 federal tax return is estimated to be available in TurboTax on 03/04/2026   An amended return, Form 1040-X, can only be printed and mailed to the IRS if the original tax return was not e-filed. The IRS will take up to 20 weeks or longer to process an amended tax return. Before starting to amend the tax return, wait for the tax refund to be received or the taxes due to be paid and processed by the IRS. See this TurboTax support FAQ for amending a current year tax return - https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-return/amend-federal-tax-return-curr...

I noticed the same, and it's a terriby designed form/prompt.  I worked through the Forms view and the place to actually check this box is in Part IV of the Information Worksheet (Info Wks) form, which is the Earned Income Credit Information section.   I don't qualify, but went ahead and checked yes for this, and completed the other parts of the section.  It did nothing to the taxes due, but did check that box on the 1040.   The EIC section of the interview still just says "It turns out you don't qualify for this credit"   So if you're obsessive and hate seeing a box unchecked that, via the prompt, should be checked, that's how you can do it.  It doesn't change anything else.    

First, do not withdraw any money from the Avidia bank, not until I understand your situation.   First, on what day did your new low-deductible health insurance policy become effective? On December 1, 2024, or after? I ask because for purposes of the HDHP, it matters what coverage you had on the first day of the month.   If your low deductible policy became effective on or before December 1, 2024, then you may have had excess contributions in tax year 2024. That is, your annual HSA contribution limit would have 11/12ths of the full annual limit. What kind of HDHP policy did you have, and how much did you contribute to the HSA for tax year 2024?   Next, have you had a conversation with your former employer about them withdrawing their contributions? They have the right to withdraw an HSA contribution if they should have known that you were not entitled to it. However, since it has been so long, either your former employer or Avidia bank may refuse to do this - they're not required to - so we will have to go to Plan B.   If the only contribution to your HSA was the $345.38 in January 2025, then since you did not have HDHP coverage in 2025 (is that true, that you had none during the entire year?), you will have an excess HSA contribution of $345.38 for tax year 2025. I assume that TurboTax has told you that. While you are talking to your ex-employer about them withdrawing the HSA contributions that they should not have contributed, will they be willing to at least withdraw the $345.38 for January 2025? If so, this may eliminate the excess for 2025 (your last day to withdraw was April 15, 2025, but I don't know if the employer has a similar deadline).   Let's say that your ex-employer can't or won't help, then to be totally in the clear, you need to do the following:   1. Amend your 2024 return, showing (if your low deductible coverage started on or before December 1, 2024) that you did not have HDHP coverage in December. Then determine if you had excess HSA contributions with this new HSA contribution limit. 1.A. If you did not have excess contributions in this new scheme, then do nothing. Yes, technically, there is a slight misstatement on form 8889 on your 2024 return, but the important thing is that you had no excess and no carryover anyway, so I (my guess) is that the IRS would rather not have to deal with your 1040-X when there is no change in tax. 1.B. If this new scheme shows excess contributions, then you might have dollars added on your 2025 return to other income (if the excess contributions come from the code W amount in box 12 on your W-2) as well as a 6% excise tax on the excess that was carried over to 2025.   2. Once you have cleared up your 2024 return, then you can do your 2025 return. We can discuss that when you have made all the investigations I have described above.

Hi @dmertz    ​​I contributed a total of $7,000 across my Roth and Rollover Traditional IRAs for the 2025 tax year. In February 2026, I realized my income exceeded the Roth IRA limits.   To fix this, I completed an "excess withdrawal" of contributions and earnings from both accounts this month (Feb 2026). I understand I won't receive the 1099-R forms until January 2027, but I want to report the earnings on my 2025 return now. I am under 59 1/2.   For the Traditional IRA withdrawal, should I use codes P and 1? For the Roth IRA withdrawal, should I use codes J and P? How do I manually enter these into TurboTax without the physical 1099-R in hand?  

You only need an expert if you need guidance and help with your tax return, or if you would like someone to do it for you.  However, if you need help with anything TurboTax related there are a whole bunch of people ready to help.

Yes, you will just enter the 1095-NEC.  The other form you received was likely a summary form, not a tax form.  You will be able to deduct the ordinary and necessary expenses related to earning your Uber income. This article will be really helpful for you in entering this income, using the summary you received, and all the expenses you can deduct: How do I enter my expenses from my Uber Tax Summary in TurboTax Online?    This is also a good article to reference for additional information: Quick Links for Self-employed & Gig Workers!