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Wait until the state fully processes your return as they may correct your return without needing to amend.   The amendment tax forms will be available later this month, so come back then if you still need to file the amendment.  

that's correct, think of backdoor Roth as 2 separate transactions - (1) the non-deductible contribution; (2) a Roth conversion.  You can backdate the contribution to prior tax year, but the conversion will apply to the current calendar year - so you'll get a 1099-R next year for the $300.   when you file for 2025 you would put in a $7000 contribution and also follow the questions about how much of it was contributed this year for 2025.  your 1099-R will show a conversion for $6700 on the 8606, the end result should be a tax-free conversion of $6700 and you will have a basis carryover of $300 which will apply for your 2026 taxes.   the contributions are limited but the conversions are not, so say you do a backdoor this year for $7500 and do it all this year, then on your 8606 for 2026 you will have a basis carryover of $300 plus the $7500 contribution, for a total basis of $7800, and your 1099-R(s) will reflect a total Roth conversion of $7800 also.

If the 1099‑R is for removal of excess contributions + earnings, you always check the corrective distribution box — whether you:   Entered it manually, or Imported the 1099‑R from Fidelity, Vanguard, Schwab, etc. The box is about the type of distribution, not how you entered it.   @jackkgan 

First, start from the TurboTax website Go to turbotax.intuit.com Choose File → Start for free When asked what you want to do, select anything that involves: Investments Rental property Stock sales Crypto ESPPs TurboTax will automatically route you into Premium (or offer the upgrade).

If you qualify, start looking and figuring.  Checked with the bursar's office or look online at the account. It sounds like there should be a total of tuition and fees and a total of financial aid and payments. Even without a breakdown, you could see tuition is $x and room and board is $y to come up with an allocation of the total payments. Keep a record of how you determined the credit.

The annuity start date is the moment your annuity begins paying out in a regular, scheduled way. This is the first date that your first check is issued and paid to your account.  If you receive a check, it is the date on the check when it was issued.

@WA7GWX70    If you owed another $1000 , or more, when you file Federal taxes this year.....that triggers the forms.   They aren't written in stone and the IRS doesn't even know they were prepared. They are there mostly to help you avoid underpaying again on your 2026 taxes .   IF you increase your withholding in other income areas for 2026  (W-2, 1099-R)...such that they cover you better for 2026 to get you closer to zero at tax time, then you can ignore them. ____________________ If the IRS has assessed a penalty for 2025 taxes, that has to be paid now, included with what you owe ......(but these penalties are not paid thru the estimated tax forms....the 1040-ES forms are pre-payments against your 2026 taxes)).   Sometimes, you can minimize the penalty by going thru the Underpayment penalty calculations on the Other Tax Situations page....but it's a royal Pain in the ZZZZ  (PITA) to do that, requiring meticulous records for all of 2025, and a full weekend's work...not worth doing for a penalty less than $50-$80...or so.  

If you have a simple return, you can use the Free edition.    Start out in the Free version - TurboTax will only upgrade you if you have a situation that requires Deluxe or Premium.     TurboTax Free details

It's complex and the IRS does recommend you use a loophole they left open on purpose.  Our goal is $4,000 that you paid for out of pocket. Let's start with the Q. It can be used for room and board,  along with education expenses. Determine the room and board (on or off campus using the school's information-even at home) for your student. $13,164 minus room and board = money left for education Locate other educational expenses - books and supplies and other items required to be purchased. Line 2 minus line 3 = remainder to go against tuition.   Check the 1098-T $13,455 paid  We don't really care about the scholarship money right now unless it was marked that it had to go towards educational costs and was not allowed for room and board. If it was not designated, it can be income to the student. $250 income there won't hurt but it can help you with getting more credit. Is it designated or not? Line 1 or line 1 minus line 2 for designated scholarship to education Final result:  1098-T total - Q tuition amount. Hopefully, you were able to spend more of the Q outside tuition and hopefully the scholarship wasn't designated.   Whoever claims the student, claims the credit. Often, the student doesn't have enough income to help. If your student is full time and under 24, you probably can claim them but best to be sure. Take this quick quiz, Dependent to determine what is correct.   You don't need to enter the Q since it was fully used. Since the 1099-Q was not income, it should not be entered. Tuck the 1099-Q into your tax folder. IRS Publication 970, Tax Benefits for Education states that nontaxable distributions should not be entered. Keep your school expenses, room and board, and how you figured things out with your records. One of you, based on the quiz above,  would enter the 1098-T and reduce the educational expenses by the amount covered by the Q for tuition. If it is $4,000 or more, full credit. If less, still a credit.