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It depends. Depending on other factors, it may still be better to file jointly. If you live in a community property state (Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, and Wisconsin), you will need to split your community income evenly even if filing separately; the rules vary by state. Also, some tax benefits aren't available for Separate filing status.   You can use TurboTax Online to test different scenarios before deciding to file jointly or separately. Click here for more information from TurboTax on how to decide which filing status to choose.   Click here for tax tips for community property states.   As others have stated, you only have until the due date of the return to change a joint return to separate, regardless of extensions. After it's changed to separate, yes you can still go back to Joint.   If one spouse has a tax debt that originated prior to the marriage, you can still file jointly and can apply for Injured Spouse relief.   The IRS will determine whether you qualify for injured spouse relief based on your application Form 8379 independently of the processing of the seized refund, which is handled by the Department of Treasury's Bureau of the Fiscal Service (BFS). See IRS Tax Topic 203 for more information.   The injured spouse on a jointly filed tax return files Form 8379 to get back their share of the joint refund when the joint overpayment is applied to a past-due obligation of the other spouse.   Generally: If you file Form 8379 with a joint return electronically, the time needed to process it is about 11 weeks. If you file Form 8379 with a joint return on paper, the time needed is about 14 weeks. If you file Form 8379 by itself after a joint return has already been processed, the time needed is about 8 weeks.   The IRS will calculate the amount of refund you can claim. If you live in a community property state, they divide the refund based on state community property law. See this IRS webpage and this TurboTax tips article for more information.  

The fee you paid for using TurboTax is separate from what you scheduled for direct debit from your bank account.  Even though you may have put the day you want to have your money debited, the state may or may not do it exactly on the day you specified.  So make sure you have the money there when the transaction is made.  So before you transmitted your return, you would have been given options on how you wanted to pay.  Without knowing what state you filed with, I can be general.  But if on the way to completing your return, if you gave up bank account info and a payment date to have the money come out of your bank account, you only need to wait until that happens.  You can always look at your return to see if that is what you chose.

I think the 2025 estimated payment vouchers are separate from your 2024 payment and any plan for that.   To avoid an underpayment penalty in 2025 you need to have paid thru withholding or timely estimated taxes, either 100% of your 2024 tax (110% if AGI > 150k) or 90% of your 2025 tax, whichever is smaller (the 'safe harbor' amount).  By default TT will calculate ES vouchers for 2025 based on paying "100% of your 2024 tax" and assumes your 2025 withholding will be the same as 2024, and the difference is made up by estimated tax divided into 4 equal quarters.  If you go thru the interview questions under Other Tax Situations / Form W4 and Estimated Taxes you can provide estimates for 2025 which will likely then trigger the "90% of 2025 tax" option and reduce the vouchers to a more sensible level.  The "100% of 2024 tax" method is useful if you expect a significant increase in taxable income in 2025 e.g. Roth conversion.

TurboTax automatically creates four estimated tax payment vouchers for you to print out with your tax return.   These do not get transmitted to the IRS. You do not have to use them.   You can discard them if you like.

This is definitely a bug and it’s extremely frustrating.  I had to file my return with this S Corporation form and I’m concerned this will be flagged.  I’m going to save this issue and response for Intuit  if I need to explain why I filed my taxes incorrectly     

You would need to go back and amend the returns for each year you missed the required minimum distribution. You can do this in TurboTax going back three years or so but before then you may have to get a tax preparer to help you. Although you can only go back three years to amend a return to receive a refund of taxes, you can go back as long as necessary to amend returns if you owe taxes. For practical purposes, the statute of limitations on collecting federal income tax is ten years, so you wouldn't have to go back beyond then. 

Extensions must be made BEFORE the due date for the tax return so it is too late to file an extension for 2023.  For 2024,  follow these steps:     On the left rail menu in TurboTax Online Select Tax Tools  (You may have to scroll down on the left rail menu.) On the drop-down select Tools  On the Pop-Up menu titled “Tools Center,” select File an extension Follow the instructions to start the extension process Also, you may have to do your state taxes: Do I need to file an extension for my personal state taxes?   Remember, an extension gives you more time to prepare your taxes, but it doesn't extend the time to pay your taxes.  If you have an indication that you will owe taxes, you should make the payment by the original due date of the tax return to avoid additional interest and penalties.   

You can try deleting Form 5405. You can revisit your TurboTax screens regarding this credit to get rid of this requirement to update your credit by using the instructions below.   To get to the Homebuyer Credit entry screens in TurboTax to review your entries, you can do the following:   Click on the search icon in the upper right of your TurboTax screen Type "homebuyer credit" in the search bar Click on the link "Jump to homebuyer credit" Your screen will say "Tell Us About Your Homebuyer Credit" Select "Yes but the home I received the credit for stopped being my main home on or before December 31, 2023" If you never received the credit, select "No, I never got this credit"   To search for your homebuyer's credit screens          Select "Yes" to confirm the deletion of Form 5405       Click here for Can You Still Take the First-Time Homebuyer Credit?