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I really appreciate your kind explanation regarding the issue. Fortunately, I have another HSA account with Lively HSA. I’m planning to roll over the $3,000 I received from UMB Bank, which is the current HSA custodian through my employer. I intend to deposit the $3,000 (excluding interest) into my Lively HSA within 60 days of receiving the check. Should I contact UMB Bank to request a revision of the transaction category from “Excess Contribution Refund” to “Rollover”? Or is this step unnecessary?

@41marcel41 wrote: It says received on the IRS website. Call the IRS: 1-800-829-1040 hours 7 AM - 7 PM local time Monday-Friday When calling the IRS do NOT choose the first option re: "Refund", or it will send you to an automated phone line. So after first choosing your language, then do NOT choose Option 1 (refund info). Choose option 2 for "personal income tax" instead. Then press 1 for "form, tax history, or payment". Then press 3 "for all other questions." Then press 2 "for all other questions." - When it asks you to enter your SSN or EIN to access your account information, don't enter anything. - After it asks twice, you will get another menu. Press 2 for personal or individual tax questions. Then press 3 for all other inquiries It should then transfer you to an agent.   Or you can contact your local IRS office.  See this IRS website for local IRS offices - http://www.irs.gov/uac/Contact-Your-Local-IRS-Office-1 or call 1-844-545-5640 to set up an appointment Or you may want to contact a Taxpayer Advocate in your area.  See this IRS website for Taxpayer Advocate in your area and a toll free number - http://www.irs.gov/Advocate/Local-Taxpayer-Advocate View solution in original post

Changing the order of the names on a joint return can confuse the IRS and might be why your return is being rejected.   It is better to remain consistent from year to year and not change the order of the names.   You can try  using zero as your AGI.   If that does not work and you do not want to re-do your return with the names in the same order that you used for 2023, then print, sign and mail the return.

Hello: I went through the banking information while using the software and answered all the questions. The software reconfirmed that the banking info was the same as for federal. However I do not see the routing number and account number on my NJ tax return. Is it coded in a hidden manner? Thanks Edsd

If you will be taking RMD, tax withholding is mandatory on 401k but optional on IRA and in either case you specify how much. Have sufficient withholding taken from your distribution and you will not have to make estimated tax payments.   IRS requires you to estimate your tax.   @Little Hawk 

" so total of $7025 was recharacterized. "   $7,000 was recharacterized. the original amount to the first IRA you report as contribution to the second IRA, earnings move but that is ignored.   You will get one 1099-R per account showing your total conversion(s) during the year. -- to report a non-deductible contribution, Form 8606 must be attached. OR If your IRA contribution is totally deductible take the deduction and pay tax on the whole conversion. The final tax consequence is the same either way. -- You will get a 1099-R for recharacterization but that can be discarded once you enter the Traditional IRA contribution of $7,000.   @Darenl 

What mileage are you asking about?   Mileage driven for self-employment that goes on a Schedule C with other business expenses?  Mileage driven for medical appointments that goes under medical expenses?  Mileage driven as a volunteer for a charity that goes under your donations?  Mileage driven to the rental properties you own that goes on Schedule E?     Wait until your original return has been fully processed before you amend, and make sure you have saved a pdf of the original return before you amend. (If you do not save it as a pdf, the amended return will overwrite the original, and the original will be lost forever)     See this TurboTax support FAQ for amending a tax return -   CURRENT YEAR https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-return/amend-federal-tax-return-current-year/L7eS6o1qh_US_en_US?uid=lfunevhk