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@Phil123176 wrote: YES and I have reviewed all the paperwork and everything  is correct If you have verified with the Social Security Administration that the information for the date of birth is correct and the IRS continues to reject your e-filed tax return, then your only recourse is to print and mail your tax return. See this TurboTax support FAQ for how to print a tax return for mailing - https://ttlc.intuit.com/turbotax-support/en-us/help-article/printers-printing/print-mail-return-turbotax-online/L5bwuqXGy_US_en_US?uid=m9ocqngo

The email address and phone number are bogus. The giving people checks that they can't cash. If intuit doesn't investigate what's going on, then you have the biggest lawsuit in history and no more intuit!!

You have to be signed onto your 2024 TurboTax online account - https://myturbotax.intuit.com/ Then you have to be accessing your 2024 tax return and in a section of the return, such as Personal Info, Wages & Income, Deductions & Credits, etc.   Click on File on the left side of the online program screen.

If you used desktop software downloaded/installed from a CD to your own computer, then the tax files are stored locally on your own hard drive or any backup device you used like a flash drive.  They are not stored online.  If you cannot recover them due to a hard drive failure, etc. you can get a free transcript from the IRS or for a fee of $30 an actual copy of your tax return. https://www.irs.gov/individuals/get-transcript https://www.irs.gov/pub/irs-pdf/f4506.pdf

Yes, I understand this, but I didn't request an extension to FILE my taxes, I requested a short-term extension to pay my taxes. I know there will be penalties / interest acrued since I am deliquent as of a few days ago. I had gone online to the pay your taxes section and requested the short term extension to pay by August, and it was auto-approved. However, my question is if it is possible some someone to convert the short term payment extension (6 months) into a longer term (ie. 12 month)? Or if it's basically set in stone. I have accepted this will cost me in interest and used a calculator to calculate what it will cost me in the end. 

Q1 - if you are doing 'back door' Roth conversions via your Traditional IRA and 'immediately' doing the conversion for the same amount as your contribution, leaving always $0 balance in your Trad IRA, then you do not have any basis.  Your return should include Form 8606 which does the calculation for the tax on the Roth conversion and tracks any basis in the IRA.  From what you describe, what your 8606 should show is $0 basis to start, your non-deductible conversion is adding to the basis, $0 market value in all your IRAs as of year-end, the calculation for the Roth conversion should show that $0 is taxable and the entire contribution/conversion is nontaxable which reduces your final basis back to $0.  It's the fact that you don't have any balance or basis in the IRA that allows the Roth conversion to be fully non-taxable.   Two things to be aware of over time: 1. If you do a 401k rollover to an IRA so your IRA balance is no longer zero, then this process starts to get less advantageous as your backdoor Roth conversion will then not be fully tax free (e.g. 7k non-deductible contribution/conversion via an IRA with 93k starting balance but no other basis, so 100k total immediately prior to Roth conversion with 7k basis; results in only 7/100=7% of your Roth conversion being tax free ($490), 93% of it being taxable ($6510) leaving 93k in the IRA with a $6510 basis. 2. Your Trad IRA contribution is limited by earned income, so if at some point you retire and no longer have any earned income you will not be able to do these contributions/backdoor conversions any more.  Some folks realize this when they come to file and then have to unwind the whole thing from prior year which is a mess.   Q2 - Roth IRA doesn't have basis, but if you withdraw money from it before the earnings are tax-free you have to keep track of how much of your Roth balance was from contributions (which you are always free to withdraw) vs. how much was earnings (which will incur a penalty if withdrawn too early).  By default if you make a withdrawal it's assumed you are withdrawing contributions before earnings.  See https://www.schwab.com/ira/roth-ira/withdrawal-rules   Q3 - Any basis on your Traditional IRA must continue to be tracked (on Form 8606) as your withdrawals are always taxable, the only thing that changes after 59.5 is you don't get a penalty.  For Roth see Q2, and I think for Roth older than 5 years and over 59.5 it's all tax free so the contribution vs. earnings distinction becomes moot.   Not a CPA/Expert so just my 2 cents, hope this helps.  Fidelity and Schwab usually have good advice pages on these topics.

You can choose to file by mail in the FILE section.   You cannot make that choice if you want to pay your TurboTax fees from your federal refund.  If you want to pay your fees from your federal refund you have to choose e-filing and direct deposit.