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Since you are the only one with the Health Savings Account (HSA), you would only check HSA under your name.     Then, when answering the question about what kind of coverage your wife had, you should answer None because she is covered under your plan and does not have coverage in her own name.  Answering None should not give you the 'lapse in coverage' error.

For CA form 3514, you can use the business code used in Federal Schedule C or Schedule F.   The principal business or professional activity code is a six digit number that represents the field of work you are in. This code is entered on your Schedule C. The complete list of codes can be found on pages 19 to 21 of this IRS document.   This code is for statistical purposes only and does not affect your tax. If you do not find a code corresponding to your activity, you can enter 999999.

Other income is reported on line 8 of your tax return. It come from Schedule 1. You can view Schedule 1. You can preview your tax return by going to:   On the menu bar on the left that shows. Select Tax Tools On the drop-down select Tools Tip: If you don't see the dropdown for Tools, Minimize the federal and state options using the down arrow. On the popup menu Select View Tax Summary On the left sidebar Select Preview my 1040. Schedules 1,2 & 3 are included if you scroll down past your 1040. To return to the entry screens press Back on the sidebar. Some key numbers on your 1040 tax return are: Line 9 - Total Income Line 11 - AGI Line 15 - Taxable Income Line 24 - Total Tax. Line 25 d - Withholdings. Line 26 - Estimated tax payments Line 27 - Earned Income Credit Line 33 - Payments including Credits. Line 34 - Overpayments. Line 37 - Tax owed.

Q. 1098-T (with scholarship) in student name, but 1099-Q (529 distribution) in owner (parent) name. Who files which? A. Nobody files either one.  The 1099-Q and the  1098-T are only informational documents. The numbers on them are not required to be entered onto your (or your student's) tax return. You know the 1099-Q is fully covered by expenses (even if somebody could claim the AOTC), so it does not need to be reported.*   Q. Based on this background, it appears the student should file as a dependent that will NOT be claimed by someone else (parent) and include the 1098-T in their return? A. No.  Students, under 24, are not eligible for the refundable portion of the AOTC, even when not claimed as a dependent.**  He could qualify for  the non-refundable AOTC, but he does not have enough income to have a tax liability.  The AOTC can only be claimed 4 times on a student's undergrad education. You might want to wait to use it later.   Q, Parent is not eligible to claim any educational credits due to income and no tax benefit for claiming student as a dependent also due to income? A. The income limit for the AOTC is $90K ($180K MFJ). The phaseout for the $500 Dependent Credit starts at $200K ($400K married)     *The 1099-Q is  only an informational document. The numbers on it are not required to be entered onto your (or your student's) tax return. The interview is complicated and it's easy to make mistakes. Avoid it if you can and you can.  You can just not report the 1099-Q, at all, if your student-beneficiary has sufficient educational expenses, including room & board (even if he lives at home) to cover the distribution. When the box 1 amount on form 1099-Q is fully covered by expenses, TurboTax will enter nothing about the 1099-Q on the actual tax forms. But, it will prepare a 1099-Q worksheet for your records (you don’t need it). You would still have to do the math to see if there were enough expenses left over for you to claim the tuition credit. You also cannot count expenses that were paid by tax free scholarships. References: On form 1099-Q, instructions to the recipient reads: "Nontaxable distributions from CESAs and QTPs are not required to be reported on your income tax return. You must determine the taxability of any distribution."  IRS Pub 970 states: “Generally, distributions are tax free if they aren't more than the beneficiary's AQEE for the year. Don't report tax-free distributions (including qualifying rollovers) on your tax return”. "IRS Publication 970, Tax Benefits for Education states: If the entire 1099-Q went to qualified expenses, room and board, tuition, etc; then, you do not need to enter the form."  **There's a new urban myth among college students that says they can get a $1000 from the government just for filing a tax form. For most of them, they simply aren't eligible. A full time unmarried student, under age 24, even if you don't qualify as a dependent, is only eligible for the refundable portion of the American Opportunity Credit if he supports himself by working. You cannot be supporting yourself on parental support, 529 plans or student loans & grants. It is usually best if the parent claims that credit.  You cannot claim the (up to) $1000 refundable credit if you are, or can be, claimed as a dependent by someone else.   Reference: Line 7 instructions for form 8863. https://www.irs.gov/instructions/i8863#en_US_2024_publink53002gd0e674

To view what you were charged for:   Gog into TurboTax On the left sidebar toward the bottom Click Intuit Account A screen with boxes will show up From the left sidebar Select Products and Billing For billing issues you can contact the TurboTax Support Phone Number

This is listed under Other Common Business Expenses.  These types of meals are subject to the 50% meal limit, so you will enter them in the 50% box. To get there you will select the following: Business income and expenses I'll choose what I work on Start or update next to Business income and Expenses Edit next to your business profile Start next to Business Expenses Other Common Business Expenses   Where do I enter my self-employment business expenses, like home office, vehicle mileage, and supplies?

If the $280 excess for 2023 was never removed then you need to pay the 6% penalty on your 2023 and 2024 return. If you didn't have Form 5329 with part IV filled out then you will have to amend your returns. Please see How do I amend my federal tax return for a prior year?   Since you removed the 2023 excess after the due date you should have requested a regular distribution without earnings. You will report the distribution next year on your 2025 return when you get the 2025 Form 1099-R with code J (if you are under 59 1/2).   To add the 6% penalty on your 2024 return:   Click on “Jump to IRA contributions" Select “Roth IRA” On the "Do you have any Excess Roth Contributions" answer "Yes" On the "Enter Excess Contributions" screen enter the total excess contribution from 2023.  

To elaborate on what  @arrasre  has correctly stated, there are two types of dependents, and the rules are different for each type.  See this discussion from TurboTax.  Qualifying child    "To claim a qualifying child, you must be able to answer "yes" to all of the following questions.  Are they related to you? The child can be your son, daughter, stepchild, eligible foster child, brother, sister, half-brother, half-sister, stepbrother, stepsister, adopted child or an offspring of any of them. Do they meet the age requirement? Your child must be under age 19 or, if a full-time student, under age 24. There's no age limit if your child is permanently and totally disabled. Do they live with you? Your child must live with you for more than half the year, but several exceptions apply. Do you financially support them? Your child may have a job, but they cannot provide more than half of their own support." Qualifying relative " Here's a checklist for determining whether your parent (or other relative) qualifies. Do they live with you? Your relative must live with you all year as a member of your household or be on the list of “relatives who do not live with you” in Publication 501. About 30 types of relatives are on this list. Do they make less than $5,050 in 2024 ($5,200 for 2025)? Your relative can't have a gross income of more than $5,050 in 2024 and be claimed by you as a dependent. This threshold increases to $5,200 for 2025. Certain income is excluded from this requirement such as all or part of Social Security benefits. Do you financially support them? You must provide more than half of your relative's total support for the year."   The message that you are receiving from TurboTax indicates that the entries that you have made for Sarah put her in the qualifying relative category.