W4 question

[DSutherland]

So I currently work two full-time jobs I live in the state of Georgia, but next month I’ll be moving to the state of Texas which I know doesn’t have a state tax. I will probably keep both jobs until the end of the year. what should I do now so that I’m not owing on taxes next tax year?

[Bren20]

When moving from one state to another, It's important to know how each states handles the income you earn. Georgia will only tax you on the income earned while you were living there. If you plan on keeping the position after moving to Texas,  you will want to update your address and State withholdings with your employer. The employer once updated, will stop Georgia withholdings and enter Texas as your new state of residence.

Texas has no state income tax , so no state withholdings. When you file your taxes for 2026 you will file your Federal tax return and a part year resident return Form 500 along with a Schedule 3. The schedule 3 is to calculate the Georgia taxable income, excluding the income earned in Texas.  Your income earned in Texas is not taxable income to Georgia.  You will want to verify that the change to your withholdings has become effective by monitoring your paystub list of withholdings   

[DSutherland]

Thank you, also I will be filing head of household and I have no dependents how do make sure not to owe on taxes this year? 

[VolvoGirl]

FYI - You can’t file Head of Household without a dependent.  

Here's a FAQ for Head of Household

https://ttlc.intuit.com/community/family/help/do-i-qualify-for-head-of-household/00/25539

Who is a qualifying person for Head of Household

https://ttlc.intuit.com/community/family/help/what-is-a-qualifying-person-for-head-of-household/00/2...

[DSutherland]

Omg this would be my first time not having a dependent thank you for the clarification. Is there an option for a one one consultation?

[SwapnaM]

When you have two employers, neither one knows about the other. They both think they are your only source of income, so they both under withhold taxes! 

Here is your strategy to stay ahead of the IRS while working both jobs:

1. The "Multiple Jobs" Box step 2(c): You must update the W-4 for both jobs immediately. Go to Step 2(c) on both W-4 forms and check the box that says, "Multiple Jobs or Spouse Works." This forces both employers to withhold at a higher rate.
2. Step 3-if claiming dependents: Claim them only on the W-4 of the job that pays the most. Put $0 in Step 3 for the second job.
3. Use the "Extra Withholding" Safety Net (Step 4c): Because you are working two full-time salaries, your combined income might push you into a higher tax bracket. Add a little extra withholding from each paycheck to create a safety cushion so you don’t owe.
4. The Georgia to Texas Transition: Since you are moving mid-year, your tax situation for 2026 will be "Part-Year Resident".                                                                                                                                                   Georgia: You will owe Georgia state tax on every dollar you earned while physically living in Georgia.       Texas: Once you officially move, tell your HR departments your new address immediately. They will stop taking out Georgia state tax.

You can also try out the TurboTax W4 calculator: https://turbotax.intuit.com/tax-tools/calculators/w4/

@DSutherland Thanks for the question!!

[SwapnaM]

Please make sure to update your W4 with the correct filing status, change it from Head of Household to Single.

@DSutherland Hope this helps! Thanks.