In 2022 I used the TurboTax download to prepare my tax return and that was the first year I had Qualified Charitable Contribution (QCD) as part of my IRA RMD. I got an IRS Notice: CP2000 about that return stating that "We couldn't identify the retire...

[RobertB4444]

If you need to submit a copy of the 1099-R and the charitable donation receipt then send them to the address on the letter.

@les_matheson 

[VolvoGirl]

What is the rest of it?   Does the 1040 have the full amount on the IRA 4a line and does it say QCD by 4b. and only the taxable amount listed?  Or did it show up on the wrong line?

[les_matheson]

Line 4b of my 2022 Form 1040-SR shows QCD and correctly calculates the Taxable Amount.  

[SharonD007 · Accepted solution]

There's not an indication on Form 1099-R that your distribution was a QCD. After you enter your 1099-R, TurboTax will ask you follow-up questions.  You will select that your distribution was a Qualified Charitable Distribution.

The full amount of the distribution reported on your Form 1099-R will be on line 4a (IRA Distributions) of your Form 1040 or 1040-SR. The taxable amount reported on Line 4b will be the total distribution less the QCD amount and will have "QCD" entered next to it.

Refer to the TurboTax Help article What is a Qualified Charitable Distribution? for more information.

If you didn't answer the follow-up questions indicating that your distribution was a QCD, that may be why you received the CP2000 notice.  You will need to follow the directions on your notice to let the IRS know that you had a QCD.

Refer to the TurboTax article I got a CP2000 notice from the IRS for more information.

@les_matheson 

[les_matheson]

Yes I did send in the QCD letter and a detailed explanation to the address in the notice and also uploaded the documents so I am hoping that 2022 is cleared up.  BUT I did 2023 the exact same way and wondering if I need to file an amended return for 2023 to avoid getting another CP2000 Notice for 2023!

[DawnC]

You don't have anything to amend if it is reported correctly with QCD on Line 4b.   There would be no changes to the return, so don't amend.  Keep the letter with your tax records in the unlikely event you receive another notice.