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there is no way to update direct deposit info. you'll have to wait for a check.
If the refund is sent to a closed account then it will be sent back to the IRS. Then the IRS will issue and mail a check to the address on your tax return. There is not a portal to change your banking information for this.
https://www.irs.gov/newsroom/2020-unemployment-compensation-exclusion-faqs
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