If your refund is enough to pay your fees and pay the EXTRA refund processing fee of $39.99 ($44.99 in CA) to have a third party bank take your fees out of your refund and send you the rest you can make that choice in the FILE section before you e-file.
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**