PATH Act & “5 Days Early”

otrps · ‎February 18, 2025

I need a straight answer to this because TurboTax is SHADY:

If I get a direct deposit date this Friday, and it tells me 2/26, is TurboTax sending me my refund that same day? On Friday? Because that’s 5 days early. If not, this entire offering was a SCAM.

Also, why am I reading now that if you opted to pay fees with your federal refund, you’re not eligible for the 5 days early deal? TurboTax offered BOTH to me and never once warned me that paying from my refund could affect this, so I expect that they would work together. If not, again, HUGE SCAM.

RobertB4444

Thank you for reaching out to us. We understand you are encountering issues with cashing your TurboTax Up to 5 Days Early tax refund check. We are committed to ensuring you access your refund swiftly and smoothly. Please rest assured that your check is legitimate and contains several security features to facilitate a hassle-free deposit.

Tips to deposit (we recommend depositing your check to avoid delays) or cash your check:

Deposit at a bank: Depositing your check into your bank account is preferred over cashing it. Check-cashing locations may charge fees and be less likely to cash large checks like tax refunds.
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Bank and check cashing limits: Many banks and check cashing locations have maximum limits on check amounts they will cash. Ask your bank or check-cashing location what their limit is prior to visiting to determine whether you can cash it there.
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Enhanced Security: This check is issued with the highest security standards. If your bank or check-cashing service has any concerns, they can verify it directly with Intuit by calling 1-800-780-9247. A dedicated team is available to assist with verification.
Check Returns: If your check is uncashed after 90 days, we will void your check and return your refund to the IRS. You may then work directly with the IRS to receive your tax refund.

Your refund check contains security features to ensure a hassle-free deposit, including:

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We appreciate your patience and understanding during this period.

Track your refund with TurboTax here.

Go here to figure out what direct deposit information you entered into your return when you filed.

[Edited 03/10/24 04:24 PM PST]

@LADY1101

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View solution in original post

xmasbaby0

https://www.irs.gov/credits-deductions/individuals/earned-income-tax-credit/when-to-expect-your-refu...

https://turbotax.intuit.com/early-tax-refunds/

Remember that the “”5 day early” date is based on the date given to you on the IRS refund site—-not the date the TT site shows in your account. If your refund does not come in five days ahead of the IRS date, they are supposed to cancel the $25 fee.

You need your filing status, your Social Security number and the exact amount (line 35a of your 2024 Form 1040) of your federal refund to track your Federal refund:

https://www.irs.gov/refunds

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**

otrps

That doesn’t answer my question at all—that is just the same regurgitated response that you give to every single person who posts here. If I get an 846 Refund Issued 2/26 on my transcript on FRIDAY, am

I getting my money on FRIDAY—since that is 5 DAYS EARLY? That would be a date from the IRS. I’m not talking about the “Where’s My Refund?” tool.

If Turbo Tax couldn’t truly make this happen for anyone who was affected by the PATH Act, why did they still offer it? Bad business. I want actual answers from someone.

CatinaT1

You have to use Where's My Refund. Your refund will come 5 days earlier than what is listed there. If the date on Where's My Refund says 2.26 then you should receive your refund on 2.21.

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xmasbaby0

The date used for the "5 day early" refund is the date on the IRS refund site. NOT a date you are seeing on a transcript.

https://turbotax.intuit.com/early-tax-refunds/

From the 5 day early offer page

How do I know when my tax refund is on the way?

To check if your refund has been approved, visit the IRS website and use their “Where’s My Refund?” tool for real-time updates. Additionally, if you file with TurboTax, you can track your refund status directly within the platform, providing you with peace of mind and up-to-date information.

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**

otrps

WMR just updates after the transcript has updated anyway—and WMR doesn’t update until Saturday for weekly cycle code people…sometimes it never updates to “Approved” and I’ve always still gotten a refund…so basically Turbo Tax won’t be able to honor their guarantee? Transcripts are from the IRS and are always more reliable than WMR is.

Davisgma

I smell SCAM by TT and no real

answers either

Regina0812

I am not sure about those that are on Path and getting the 5 days early, but I know for those not on path it is working as my son got his in 3 days . Hope this helps a little

aimhac

The 846 code on transcripts is what dictates what you see on WMR. Don't answer questions if you don't know how the tax system works.

CristinaRios87

I agree there's been a few times I gotten my deposit before WMR updates Transcripts are my go to for dates. So mine says ( 846 Refund issued 02-24-2025) and I added the 5 days early direct deposit so shouldn't I have received my deposit yesterday being that Monday was a holiday??

sammyc1886

According to my tax record refund issued is 2/24 I also paid for 5 days early and it still shows I selected 5 days early using my bank acct I should get mine today but nothing yet

champaigne94

Same date for me I’m wondering the same if I’ll get it today 2/19 or 2/20 I paid for the 5 days earlier too since Monday was a holiday

Tenaaaaa

Same I have a refund date of 2/24, also did the 5 days early. But where’s my refund hasn’t updated. So if it doesn’t TurboTax wouldn’t see a date. Kind of a bummer. I need the money by the 21st.

gmullins2025

The date on the WMR for deposit is the same refund date on the transcript where it says Refund Issued. You can get your money before silly WMR even updates.

Ashmill

I am in the same boat I should have gotten mine Monday but I figured since it was a holiday that ok I will get it Tuesday. Well it’s Wednesday morning 5am getting ready for work and still nothing. And my where is my refund still says child act code . My transcripts however no longer have my negative amount under account balance so I wonder if I will get it today. Still however not five days early so I better not get charged that fee.

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PATH Act & “5 Days Early”