Avoid the $40 "refund processing fee" by paying your online TurboTax fees upfront using a credit or debit card instead of choosing to have those fees deducted from your federal refund by a third party bank. You have to pay before you e-file.
REMOVE REFUND PROCESSING FEE
https://ttlc.intuit.com/turbotax-support/en-us/help-article/intuit-account-billing/remove-pay-refund...
Or----purchase the desktop download software from Sam's or some other retailer and you will already be paying upfront for e-filing. You need a full PC or Mac to use the desktop download. It does not work on any sort of mobile device. With desktop software there is a $25 fee to e-file the state but you can avoid that fee if you print and mail the state return.
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**