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One of the options you can select when you are ready to file is to get a refund advance loan, You do not receive any money until your e-file has been accepted by the IRS—-and the IRS will not begin to accept e-files until January 29.
https://turbotax.intuit.com/refund-advance/
You should receive an email from Credit Karma when your Refund Advance funds are deposited.
If your Refund Advance is denied, you should receive an email from First Century Bank (the bank issuing the Refund Advance loans) letting you know.
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