Federal refund send date of 2/24. I paid the extra to have the 5 days advance. Today makes 5 days early but nothing changed on turbo. Will I get refunded for no advance?

n-stuck711 · ‎February 19, 2025

My transcript updated with the 846 date of 2/24. I've also already received my state 2 weeks ago with no updated on turbo..... I'm really getting sick of turbo tax becoming more an inconvenience to use anymore....

JotikaT2

Thank you for reaching out to us. We understand you are encountering issues with cashing your TurboTax Up to 5 Days Early tax refund check. We are committed to ensuring you access your refund swiftly and smoothly. Please rest assured that your check is legitimate and contains several security features to facilitate a hassle-free deposit.

Tips to deposit (we recommend depositing your check to avoid delays) or cash your check:

Deposit at a bank: Depositing your check into your bank account is preferred over cashing it. Check-cashing locations may charge fees and be less likely to cash large checks like tax refunds.
Name Matching: For bank deposits, ensure the name on your check matches the name on the bank account where you intend to deposit it.
Bank Holds: Your bank may place a temporary hold on the funds until the check clears. This is a standard bank policy and is not an indication the check is fraudulent. We have no control over this process.
Bank and check cashing limits: Many banks and check cashing locations have maximum limits on check amounts they will cash. Ask your bank or check-cashing location what their limit is prior to visiting to determine whether you can cash it there.
Check Cashing Tips: The person(s) whose name(s) are on the check must be present and present ID to cash the check. For example – if a check name says “John Doe and Jane Doe” on it, then both John Doe and Jane Doe need to cash the check together in person. Each person must bring a valid government-issued identification card – driver’s license, passport, state-issued ID card.
Enhanced Security: This check is issued with the highest security standards. If your bank or check-cashing service has any concerns, they can verify it directly with Intuit by calling 1-800-780-9247. A dedicated team is available to assist with verification.
Check Returns: If your check is uncashed after 90 days, we will void your check and return your refund to the IRS. You may then work directly with the IRS to receive your tax refund.

Your refund check contains security features to ensure a hassle-free deposit, including:

Magnetic ink that's only readable by special check cashing machines.
Reflective ink shows hidden words if the check is copied.
Images on the check that disappear if the check is copied.
Microtext printed on the check that is too small to see with the naked eye, and too small to be copied or scanned.
Check background printed with special ink that fades to white when copied and bleeds when it comes in contact with liquids.
Special test strips that react to check washing chemicals such as acetone.

We appreciate your patience and understanding during this period.

@mlooney44

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View solution in original post

xmasbaby0

https://www.irs.gov/credits-deductions/individuals/earned-income-tax-credit/when-to-expect-your-refu...

https://turbotax.intuit.com/early-tax-refunds/

Remember that the “”5 day early” date is based on the date given to you on the IRS refund site—-not the date the TT site shows in your account. If your refund does not come in five days ahead of the IRS date, they are supposed to cancel the $25 fee.

You need your filing status, your Social Security number and the exact amount (line 35a of your 2024 Form 1040) of your federal refund to track your Federal refund:

https://www.irs.gov/refunds

Watch your own bank account. The TurboTax site is not going to update to show your refund date.

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**

CatinaT1

You should get an email from TurboTax when your refund is on its way. If you don't receive your refund by the end of today, you will get a follow-up email from TurboTax telling you why they weren't able to deposit your funds on time, and you will get a refund of the $25 fee if you were charged.

For more information click on the link below

5 Days Early Option

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n-stuck711

Thank you!

Tomeka421

Yeah mine was the exact same and now I see a message saying they are not able to provide the 5 day early refund. My DD is 2/24, today is 2/19. I really don’t understand why.

tatana1986

Yeah my estimated date on Turbo says today, but on the transcript, it says the 24th so which day am I getting on the 24th or sometime today? Mine said the same thing they couldn’t offer me the refund early

Tomeka421

Looks like we’re waiting to the 24th.

tatana1986

Maybe so cause I know I use Chime and I always get paid two days early so that I don’t know either

shasha8787

Same for me, what a waste, my sister and friend used the same credit union Navy Federal and they both got theres over a hour ago. 5 days early. I used a different bank and turbo told me my $25 would be refunded. They couldn’t do the 5 day early option. I guess it depends on the bank

Ec35

Do you happen to know why mine is showing as if my refund has been sent and I have nothing? Or the email in which you speak of?

Mmmchrys

I will not be using TurboTax again! I have used them for years, but then chose a different route last year and was completely satisfied, and it was free. This year TurboTax stated "if you did not file with us last year, you will not be charged to file this year" not only was in charged, but they changed my info last minute before filing. I will end up paying almost $500 this year. I am a HOH single mother of two basic filer. I didn't even choose the 25$ 5 day early and I got charged for it .... My transcript also shows 2/24 send date. But TurboTax shows 2/17.

tatana1986

Yeah I paid for the five day early but they told me they couldn’t send mine out five days early so they refund to be mine as it says today is their estimated refund from Turbo but on my transcript, it says the 24th so I don’t know so I’m guessing between now and the 24th but I have chime so I get paid two days early so I don’t know. Hopefully I get mine Friday, but who knows

MonikaK1

If you signed up for the early refund promotion, and your federal refund is deposited into your selected bank account less than 5 days before the IRS refund settlement date (the date it would have arrived if sent from the IRS directly), then you will not pay the 5 Days Early fee. See here for more details.

Your federal tax refund will be deposited to your selected bank account 5 days before the refund settlement date provided by the IRS (the date your refund would have arrived if sent from the IRS directly).

The receipt of your refund 5 Days Early is subject to IRS submitting refund information to us at least 5 days before the refund settlement date. IRS does not always provide refund settlement information 5 days early.

You will not be eligible to receive your refund 5 Days Early if (1) you take a Refund Advance loan, (2) IRS delays payment of your refund, or (3) your bank’s policies do not allow for same-day payment processing. 5 Days Early fee will be deducted directly from your refund prior to being deposited to your bank account. If your refund cannot be delivered 5 Days Early, you will not be charged the 5 Days Early fee. 5 Days Early program may change or be discontinued at any time.

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tatana1986

Turbo says today transcript says 24 so is the 24 my 5 days

Veteran1991

So if I received the message stating they could not expedite refund, how will they get their fees? I was never on sbtpg because it showed the five days early until tonight. With the five days early, it goes through crossriver bank. I'm so confused and irritated right now.

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Federal refund send date of 2/24. I paid the extra to have the 5 days advance. Today makes 5 days early but nothing changed on turbo. Will I get refunded for no advance?