Change routing number on my taxes I already filed.

[WilsonTR · Accepted solution]

If you have already filed your return, there is no way to edit the information entered or to change the Refund Method.

If you chose direct deposit and the account information entered is incorrect the bank will reject your refund and the IRS will mail a paper check to the address listed on your return.

Please allow 3-5 weeks for the check to arrive.

[Nroberison]

You can just call the irs customer service number and get a stop payment before it comes and change your routing number please don’t listen to this guy saying there’s no way , that’s not true

[DoninGA]

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@Nroberison wrote:

You can just call the irs customer service number and get a stop payment before it comes and change your routing number please don’t listen to this guy saying there’s no way , that’s not true

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The question was about direct deposit for a tax REFUND so the answer is correct.

If taxes are owed and the user requested a direct debit, then they can cancel the direct debit by following the procedure as shown on this IRS website - https://www.irs.gov/payments/pay-taxes-by-electronic-funds-withdrawal

• Once your return is accepted, information pertaining to your payment, such as account information, payment date, or amount, cannot be changed. If changes are needed, the only option is to cancel the payment and choose another payment method.
• Call IRS e-file Payment Services 24/7 at 1-888-353-4537 to inquire about or cancel your payment, but please wait 7 to 10 days after your return was accepted before calling.
• Cancellation requests must be received no later than 11:59 p.m. ET two business days prior to the scheduled payment date.

[Critter]

@Nroberison 

The window to stop or change the deposit is small which most will not catch so that is why we give the above answer ... from the IRS :

Question

What should I do if I entered an incorrect routing or account number for direct deposit of my refund?

Answer

The IRS assumes no responsibility for tax preparer or taxpayer error. Please verify your account and routing numbers with your financial institution and double check the accuracy of the numbers you enter on your return prior to signing and submitting it. You should not request a deposit of your refund into an account that's not in your own name.

The IRS handles account or routing number errors the same for both split refunds and regular direct deposits.

Scenario:

• You omit a digit in the account or routing number of an account and the number doesn't pass the IRS's validation check. In this case, the IRS will send you a paper check for the entire refund instead of a direct deposit.
• You incorrectly enter an account or routing number and the number passes the validation check but your designated financial institution rejects and returns the deposit to the IRS. The IRS will issue a paper check for the amount of that deposit once it is received.
• You incorrectly enter an account or routing number that belongs to someone else and your designated financial institution accepts the deposit. You must work directly with the respective financial institution to recover your funds. See the last solution bullet below.
• You requested a Refund Anticipation Loan (RAL) or Refund Anticipation Check (RAC) through your preparer or preparation software. Usually this occurs when you authorize the fee for preparation to be taken from your refund. Even if you didn't request a direct deposit, these types of refunds are directly deposited into the preparer’s financial institution, so you should contact that institution for resolution. See the last solution bullet below.

Solution:

• If the return hasn't already posted to our system, you can ask us to stop the direct deposit. You may call us toll-free at 800-829-1040, M - F, 7 a.m. - 7 p.m.
• Generally, if the financial institution recovers the funds and returns them to the IRS, the IRS will send a paper refund check to your last known address on file with the IRS.
• If you have contacted the financial institution and two weeks have passed with no results, you will need to file Form 3911, Taxpayer Statement Regarding Refund (PDF) to initiate a trace. This allows the IRS to contact the bank on your behalf to attempt recovery of your refund. Banks are allowed up to 90 days from the date of the initial trace input to respond to our request for information.
• If funds aren't available or the bank refuses to return the funds, the IRS cannot compel the bank to do so. The case may then become a civil matter between you and the financial institution and/or the owner of the account into which the funds were deposited.

[Nroberison]

The question was changing your routing number which can be done and I have done before. Facts are facts , you can get it done by calling 

[Nroberison]

Saying there is no way means there no window , small ,medium or large , doesn’t matter , it’s possible and I have done it . So, saying there’s “no way” is not accurate and in other words Fails 

[Jonej0408]

I was also able to change my routing number before they sent it out . I called the irs customer service number . There’s a way to get it done 

[daisyt3764]

I need to change the routing number on my federal tax 2019

[Critter]

Until the IRS opens the promised portal to allow you to update an address or DD info all you can do is wait ... check here for updates :

https://www.irs.gov/newsroom/economic-impact-payments-what-you-need-to-know

The IRS does not have my direct deposit information. What can I do?

In the coming weeks, Treasury plans to develop a web-based portal for individuals to provide their banking information to the IRS online, so that individuals can receive payments immediately as opposed to checks in the mail.

[King9]

Trying to call no answer keep saying busy at this time

[King9]

Keep trying to call no answer

[JotikaT2]

You will not get an answer on the phone right now.

The IRS operations are limited during the Covid-19 pandemic and phone agents are not available at the moment to change your refund method.  Attached is a link with more information as to what departments are available to contact at the moment.

IRS operations

If you need to update your direct deposit for your stimulus payment, you can try using the following link from the IRS for tax filers.

IRS portal for filers

[Dana5940]

Need to change my account number n it's in process

[Dana5940]

What's the number to call to fix account number if filed