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If you want to have your tax refund direct deposited into a bank account, then in the File section of the program on Step 2 you select the direct deposit option and then enter the name of the bank, the bank routing number and the bank account number.
Did you already e-file? If you did NOT e-file you can go to the FILE section and change how you want to receive your refund. If you want direct deposit you need the routing number and your own account number.
You cannot change banking information while your return is in pending, nor can you change it after the return is accepted. The IRS does not allow it.
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