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Level 1
March 8, 2023
Question

Bank fraud

  • March 8, 2023
  • 3 replies
  • 28 views

I e-filed my taxes and owe money to the IRS. Since I have filed and it was accepted, my bank account was hacked and I now have a new account. The tax hasn't been paid yet as I scheduled it on a pay date after I was hacked. What are my options to change the account information so it is correct? 

3 replies

Level 15
March 8, 2023

You cannot  change banking information while your return is in pending, nor can you change it after the return is accepted.  The IRS does not allow it.

 

If you e-filed:

Banking information for direct deposit is wrong or closed

If you entered incorrect banking information for your refund, you can change it if your return is rejected.  If it is accepted, however, it is too late to change it.  The bank will reject the refund and send it back to the IRS.  Then the IRS will issue a paper check and mail it to the address you put on your tax return.  Expect a delay of at least a couple of weeks to receive your refund.

Here is what the IRS says about entering incorrect banking information

https://www.irs.gov/help-resources/tools-faqs/faqs-for-individuals/frequently-asked-tax-questions-answers/irs-procedures/refund-inquiries/refund-inquiries-18

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
VolvoGirl
Level 15
March 8, 2023

Sounds like you can go in and change it.  Hmmm, but maybe not if you didn't use direct pay.  

https://www.irs.gov/payments/direct-pay 

Level 15
March 8, 2023

Oh---I mis-read----you owe and scheduled a payment?

 

 

TO CANCEL A TAX PAYMENT YOU SCHEDULED

 

If your return was accepted, you cannot change your payment method  or payment date.  The only thing you can do is cancel the payment and then pay by a different method on your own.

 

  • Call IRS e-file Payment Services 24/7 at 1-888-353-4537 to ask about or cancel your payment, but please wait 7 to 10 days after your return was accepted before calling.
  • Cancellation requests must be received no later than 11:59 p.m. ET two business days prior to the scheduled payment date.

 

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**