Here's more info on why your bank account was auto-debited for the TurboTax fees. I think they wait 36 days after your original estimated date for your Federal refund. Also check your email's spam/junk folders in case the emails asking you to pay and informing you of the debit ended up there, or any other email addresses you have.
FAQ: Why was my bank account auto-debited for the TurboTax fees?
https://ttlc.intuit.com/community/charges-and-fees/help/why-was-my-bank-account-auto-debited-for-tur...
Here are the benefits that come with PLUS. They are not affected by any delay at the IRS.
FAQ: What is included with PLUS?
https://ttlc.intuit.com/community/choosing-a-product/help/what-s-included-in-plus-help-tools/01/2643...
You asked: "If I didn't get my taxes already does that mean that my benefits have been delayed or reduced?"
You can't draw any conclusion from a delay. It only means the IRS is taking a long time processing your return and likely doing a manual review. It doesn't necessarily mean anything about the final refund amount. An unusually large number of filers have had long delays at the IRS this year, so you are not alone. Until they finish their review, you won't know if the IRS approves the full refund, or if they reduce it for some reason, or if they increase it, such as for changes in recent tax laws for unemployment benefits, if you filed before that tax change went into effect. If you received unemployment benefits, the IRS should apply the $10,200 unemployment exclusion automatically and recalculate your refund. Perhaps that's part of your delay.
If that's your situation, then after the IRS makes that exclusion, you might become eligible for additional credits if you were not eligible for them originally prior to the exclusion.
See this FAQ which explains more:
FAQ: Am I eligible for a new credit or deduction because of the unemployment income exclusion?
https://ttlc.intuit.com/community/tax-credits-and-deductions/help/am-i-eligible-for-a-new-credit-or-...
